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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Low
ICICI Lombard Elevate
- Product features93/100
- Price83/100
- Claims experience73/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
03Must-Look Features
Room RentNo sub-limits on room rent- No Claim Bonus (NCB)Max up to 200% of SI
- Recharge of SI (RSI)Up to 100% reset of SI for any illness in subsequent claims (for 45 days relapse)
- Pre-Existing Diseases (PED)Covered after 3 years
- Co-payment (Co-Pay)No Co-pay, voluntary Co-pay options are available
- Health and WellnessRewards for healthy behaviour up to 30%
Claims Experience
- Claim Settlement Ratio (CSR) - Number86.86%
Claim Settlement Ratio (CSR) -Amount68.49%- Incurred Claim Ratio (ICR)79% signifies high customer satisfaction based on premiums & claims
- Ageing of Claim100.00%
- Network Hospitals10800
- Pre-hospitalisation90 days
- Post-hospitalisation180 days
- Daycare treatmentsCovered up to SI
- Ambulance coverCovered up to SI
- Domiciliary hospitalisationCovered up to SI
- Organ donor coverCovered up to SI
- Second opinion-
- Daily allowance
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- AYUSH treatmentCovered up to SI
- Modern treatment methodsCovered up to SI
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About ICICI Lombard
ICICI Lombard General Insurance Company was founded in 2001 through a partnership between ICICI Bank, India's second-largest bank, and Fairfax Financial Holdings Limited, a Toronto-based financial services provider. The company provides a wide range of insurance products through various distribution channels. In August 2020, ICICI Lombard extended its operations by acquiring Bharti Axa General Insurance.
About ICICI Lombard
ICICI Lombard General Insurance Company was founded in 2001 through a partnership between ICICI Bank, India's second-largest bank, and Fairfax Financial Holdings Limited, a Toronto-based financial services provider. The company provides a wide range of insurance products through various distribution channels. In August 2020, ICICI Lombard extended its operations by acquiring Bharti Axa General Insurance.
- FOUNDED IN2001
- CEOSanjeev Mantri
- HEADQUARTERSMumbai, India
- AUM₹42,975.70 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹25,594.16 Cr
- COMBINED RATIO103.30%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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