Your Input Details
Insured Member(s)
You
Age of eldest member
26-30
  • Your Input Details
  • Insuring You
  • Eldest Member Age: 26-30
  • Sum Insured: ₹ 5L
Edit Details
Sum Insured
₹ 5L₹ 10L₹ 15L₹ 20L₹ 25L
Priced Moderate
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Star Health Comprehensive Health Insurance policy

  • Product features75/100
  • Price73/100
  • Claims experience66/100
1 Finance Score:72/100

The 1 Finance Score is a weighted average based on price, product features, and claims experience.

1 Finance Rank
23

Must-Look Features

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    Room RentSingle private AC room
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    No Claim Bonus (NCB)Max up to 100% of SI
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    Recharge of SI (RSI)Up to 100% restoration of basic SI once per policy year for subsequent claims
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    Pre-Existing Diseases (PED)Covered after 3 years
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    Co-payment (Co-Pay)No Co-pay until the entry age of 60
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    Health and WellnessOPD coverage available

Claims Experience

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    Claim Settlement Ratio (CSR) - Number86.61%
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    Claim Settlement Ratio (CSR) -Amount67.79%
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    Incurred Claim Ratio (ICR)66% signifies fair pricing & claims payments
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    Ageing of Claim99.94%
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    Network Hospitals14000
Standard FeaturestoggleIcon
  • Pre-hospitalisation60 days
  • Post-hospitalisation90 days
  • Daycare treatments101 daycare treatments covered
  • Ambulance coverAt actuals
  • Domiciliary hospitalisationCovered up to SI
  • Organ donor coverAvailable
  • Second opinionAvailable
  • Daily allowance

    -

  • AYUSH treatment-
  • Modern treatment methodsAvailable
SI:Sum Insured
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About Star Health

Star Health and Allied Insurance Co Ltd is a leading Indian multinational health insurance provider. It offers comprehensive health, personal accident, and international travel insurance solutions to individuals, families, and businesses. Star Health is also actively engaged in bancassurance partnerships with various banks.

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About Star Health

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Star Health and Allied Insurance Co Ltd is a leading Indian multinational health insurance provider. It offers comprehensive health, personal accident, and international travel insurance solutions to individuals, families, and businesses. Star Health is also actively engaged in bancassurance partnerships with various banks.

  • FOUNDED IN2006
  • CEOAnand Roy
  • HEADQUARTERSChennai, India
  • AUM₹13,389.76 Cr
  • GROSS WRITTEN PREMIUMS (GWP)₹15,254.45 Cr
  • COMBINED RATIO

    Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.

    A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.

    96.67%

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