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- Insuring You
- Eldest Member Age: 26-30
- Sum Insured: ₹ 5L
Priced Moderate
Star Health Medi-Classic
- Product features44/100
- Price75/100
- Claims experience66/100
The 1 Finance Score is a weighted average based on price, product features, and claims experience.
45Must-Look Features
Room Rent2% of SI, subject to a maximum of ₹5,000 per day- No Claim Bonus (NCB)Max up to 25% of SI
- Recharge of SI (RSI)200% automatic restoration once a year after exhausation of SI
Pre-Existing Diseases (PED)Covered after 3 years- Co-payment (Co-Pay)No Co-pay until the entry age of 60
- Health and WellnessCheck up once after 4 claim-free years, max limit of ₹5,000
Claims Experience
- Claim Settlement Ratio (CSR) - Number86.61%
- Claim Settlement Ratio (CSR) -Amount67.79%
- Incurred Claim Ratio (ICR)66% signifies fair pricing & claims payments
- Ageing of Claim99.94%
- Network Hospitals14000
- Pre-hospitalisation30 days
- Post-hospitalisation60 days
- Daycare treatments101 daycare treatments covered
- Ambulance cover₹750 per hospitalisation
- Domiciliary hospitalisationNot covered
- Organ donor cover-
- Second opinion-
- Daily allowance
Not covered
- AYUSH treatmentCovered up to 25% of the basic SI, subject to a maximum of ₹25,000
- Modern treatment methods-
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About Star Health
Star Health and Allied Insurance Co Ltd is a leading Indian multinational health insurance provider. It offers comprehensive health, personal accident, and international travel insurance solutions to individuals, families, and businesses. Star Health is also actively engaged in bancassurance partnerships with various banks.
About Star Health
Star Health and Allied Insurance Co Ltd is a leading Indian multinational health insurance provider. It offers comprehensive health, personal accident, and international travel insurance solutions to individuals, families, and businesses. Star Health is also actively engaged in bancassurance partnerships with various banks.
- FOUNDED IN2006
- CEOAnand Roy
- HEADQUARTERSChennai, India
- AUM₹13,389.76 Cr
- GROSS WRITTEN PREMIUMS (GWP)₹15,254.45 Cr
- COMBINED RATIO96.67%
Combined ratio assesses an insurance company's financial health by indicating the percentage of earned premiums used for claims and expenses.
A combined ratio below 100% means the company profits from underwriting, while a ratio above 100% implies it pays out more in claims and expenses than it collects in premiums.
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