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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Gilt • Nifty All Duration G-Sec Index
Aditya Birla SL G-Sec Fund(G)-Instant Gain-Direct Plan
1 Finance Rank:
09
091 Finance Score:
82100
Yield To Maturity Score
98
Quality & Diversification Score
100
Standard Deviation Score
58
Modified Duration Score
55
AUM Score
68
Historical Performance score
76
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 1,394 Cr(As on 31-Mar-2026)NAV
₹ 86.8969(As on 07-May-2026)Expense Ratio
0.49%(As on 31-Mar-2026)Investment Horizon
7 to 10 years
09
Debt • Gilt • Nifty All Duration G-Sec Index
Aditya Birla SL G-Sec Fund(G)-Instant Gain-Direct Plan
This fund ranks 9th out of 31 funds in its category.
AUM₹ 1,394 Cr(As on 31-Mar-2026)
NAV₹ 86.8969(As on 07-May-2026)
Expense Ratio0.49%(As on 31-Mar-2026)
Investment Horizon7 to 10 years
1 Finance Score: 82/100
Yield To Maturity Score
98
Quality & Diversification Score
100
Standard Deviation Score
58
Modified Duration Score
55
AUM Score
68
Historical Performance score
76
Fundamental Ratios
Modified Duration
7.89 yearsAverage Maturity
32.08 yearsYield To Maturity
7.89%Standard Deviation
0.19%Portfolio summary
Asset Allocation
Debt
Others
98.15%
1.85%
Credit Rating
SOV
98.15%
Cash Eqv.
1.85%
AAA
0.00%
AA
0.00%
Others
0.00%
Debt Sector Allocation
G-Sec
98.15%
Cash & Cash Equivalents
1.85%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 07.30% GOI - 19-Jun-2053 | 38.16% |
| 07.34% GOI - 22-Apr-2064 | 28.17% |
| 07.25% GOI - 12-Jun-2063 | 11.44% |
| 06.88% Andhra Pradesh SDL - 16-Jul-2034 | 3.93% |
| 07.09% GOI - 25-Nov-2074 | 3.27% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Ability to significantly outperform benchmark returns.
Great track record of generating high returns by managing the portfolio dynamically.
Cons
Exhibits a relatively high level of volatility, indicated by its elevated standard deviation.
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Investors with a high risk tolerance who want to invest in government securities for 7 to 10 years should consider this fund.
- Advised to buy when interest rates in the economy are expected to fall.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The scheme's aim is to generate income and capital appreciation through investments exclusively in Government Securities.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2013
Email Addresscare.mutualfunds@adityabirlacapital.com
About Aditya Birla SL MF
- Aditya Birla Sun Life Mutual Fund is one of the leading Indian mutual fund houses, offering diversed investment solutions to millions of investors with a focus on long-term wealth creation.
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Build a portfolio for the future
Our Advisory Includes
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more