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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Low Duration • NIFTY Low Duration Debt Index
Aditya Birla SL Low Duration Fund(G)-Direct Plan
1 Finance Rank:
09
091 Finance Score:
71100
Yield To Maturity Score
64
Quality & Diversification Score
61
Standard Deviation Score
52
Modified Duration Score
75
AUM Score
82
Historical Performance score
90
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 10,865 Cr(As on 31-Mar-2026)NAV
₹ 765.1092(As on 18-May-2026)Expense Ratio
0.42%(As on 31-Mar-2026)Investment Horizon
6 to 12 Months
09
Debt • Low Duration • NIFTY Low Duration Debt Index
Aditya Birla SL Low Duration Fund(G)-Direct Plan
This fund ranks 9th out of 22 funds in its category.
AUM₹ 10,865 Cr(As on 31-Mar-2026)
NAV₹ 765.1092(As on 18-May-2026)
Expense Ratio0.42%(As on 31-Mar-2026)
Investment Horizon6 to 12 Months
1 Finance Score: 71/100
Yield To Maturity Score
64
Quality & Diversification Score
61
Standard Deviation Score
52
Modified Duration Score
75
AUM Score
82
Historical Performance score
90
Fundamental Ratios
Modified Duration
7.52 yearsAverage Maturity
1.25 yearsYield To Maturity
7.52%Standard Deviation
0.03%Portfolio summary
Asset Allocation
Debt
Others
113.47%
-13.47%
Credit Rating
AAA
58.51%
AA
18.87%
SOV
13.03%
Others
0.00%
Cash Eqv.
-13.83%
Debt Sector Allocation
Finance
49.85%
Bank
33.31%
G-Sec
13.03%
Others
12.95%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Bharti Telecom Ltd. -SR-XXVII 7.30% (01-Dec-2027) | 5.99% |
| 182 Days Treasury Bill - 29-Jan-2026 | 3.67% |
| Kotak Mahindra Bank Ltd. (27-Feb-2026) | 3.65% |
| Canara Bank (27-Feb-2026) | 3.65% |
| Small Industries Development Bank of India (10-Nov-2026) | 3.14% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
High AUM often signifies stability and credibility, along with being well diversified.
Great track record of generating high returns by managing the portfolio dynamically.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
Exhibits a relatively high level of volatility, indicated by its elevated standard deviation.
Should you invest?
Invest if you are :
- Those with a 6 to 12 month investment horizon should consider investing in this fund.
Avoid if you are :
- Those who have more than 1 year investment horizon should avoid this fu
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The objective of the scheme is to provide income which is consistent with a portfolio throughinvestments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 100 (open for subscription)
Other details
Founded In2013
Email Addresscare.mutualfunds@adityabirlacapital.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Kaustubh Gupta | 16.3 | 10 |
About Aditya Birla SL MF
- Aditya Birla Sun Life Mutual Fund is one of the leading Indian mutual fund houses, offering diversed investment solutions to millions of investors with a focus on long-term wealth creation.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more