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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Low Duration • CRISIL Low Duration Debt Index
Baroda BNP Paribas Low Duration Fund(G)-Direct Plan
1 Finance Rank:
19
191 Finance Score:
63100
Yield To Maturity Score
76
Quality & Diversification Score
61
Standard Deviation Score
80
Modified Duration Score
90
AUM Score
9
Historical Performance score
80
1 Finance Research updated as on July 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 274 CrNAV
₹ —Expense Ratio
0.29%(As on 31-Aug-2026)Investment Horizon
6 to 12 Months
19
Debt • Low Duration • CRISIL Low Duration Debt Index
Baroda BNP Paribas Low Duration Fund(G)-Direct Plan
This fund ranks 19th out of 22 funds in its category.
AUM₹ 274 Cr
NAV₹ —
Expense Ratio0.29%(As on 31-Aug-2026)
Investment Horizon6 to 12 Months
1 Finance Score: 63/100
Yield To Maturity Score
76
Quality & Diversification Score
61
Standard Deviation Score
80
Modified Duration Score
90
AUM Score
9
Historical Performance score
80
Fundamental Ratios
Modified Duration
0.83 yearsAverage Maturity
0.94 yearsYield To Maturity
7.07%Standard Deviation
0.0287%Portfolio summary
Asset Allocation
Debt
Others
79.65%
20.35%
Credit Rating
AAA
35.47%
AA
11.03%
SOV
3.38%
Others
50.13%
Debt Sector Allocation
Bank
37.28%
Finance
30.00%
G-Sec
3.45%
Others
29.27%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Clearing Corporation Of India Ltd. | 18.92% |
| Export-Import Bank Of India (11-Nov-2026) | 5.53% |
| Indian Railway Finance Corpn Ltd SR-172 A 7.41% (15-Oct-2026) | 5.12% |
| IndusInd Bank Ltd. (27-Jan-2027) | 4.94% |
| LIC Housing Finance Ltd. -SR-TR 417 OPT-I 06.40% (30-Nov-2026) | 4.34% |
*Portfolio summary is updated on July 2026.
*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
*1F Score is updated quarterly, expense ratio was updated on N/A. CAGR is updated daily.
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
This fund doesn't have any cons.
Should you invest?
Invest if you are :
- Those with a 6 to 12 month investment horizon should consider investing in this fund.
Avoid if you are :
- Those who have more than 1 year investment horizon should avoid this fu
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addresscs.barodabnppmf@kfintech.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Gurvinder Singh Wasan | 15.2 | 14 |
About Baroda BNP Paribas
- A joint venture between Bank of Baroda and BNP Paribas Asset Management, Baroda BNP Paribas Mutual Fund combines deep local reach in India with global investment expertise, offering a variety of mutual fund products.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more