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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Banking and PSU Fund • CRISIL Banking and PSU Debt Index
Canara Rob Banking and PSU Debt Fund(G)-Direct Plan
1 Finance Rank:
19
191 Finance Score:
58100
Yield To Maturity Score
55
Quality & Diversification Score
55
Standard Deviation Score
76
Modified Duration Score
80
AUM Score
20
Historical Performance score
56
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 186 Cr(As on 31-Mar-2026)NAV
₹ 12.6024(As on 26-May-2026)Expense Ratio
0.46%(As on 31-Mar-2026)Investment Horizon
3 to 5 years
19
Debt • Banking and PSU Fund • CRISIL Banking and PSU Debt Index
Canara Rob Banking and PSU Debt Fund(G)-Direct Plan
This fund ranks 19th out of 22 funds in its category.
AUM₹ 186 Cr(As on 31-Mar-2026)
NAV₹ 12.6024(As on 26-May-2026)
Expense Ratio0.46%(As on 31-Mar-2026)
Investment Horizon3 to 5 years
1 Finance Score: 58/100
Yield To Maturity Score
55
Quality & Diversification Score
55
Standard Deviation Score
76
Modified Duration Score
80
AUM Score
20
Historical Performance score
56
Fundamental Ratios
Modified Duration
7.41 yearsAverage Maturity
3.45 yearsYield To Maturity
7.41%Standard Deviation
0.05%Portfolio summary
Asset Allocation
Debt
Others
91.46%
8.54%
Credit Rating
AAA
83.02%
SOV
8.44%
Cash Eqv.
7.87%
AA
0.00%
Others
0.00%
Debt Sector Allocation
Finance
29.59%
Bank
26.77%
Crude Oil
15.91%
Power
10.75%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Indian Railway Finance Corpn Ltd SR-167 07.65% (30-Dec-2032) | 7.86% |
| Indian Oil Corporation Ltd. SR-XXVII 07.25% (06-Jan-2030) | 7.76% |
| LIC Housing Finance Ltd.-TR-441 7.68% (29-May-2034) | 7.75% |
| NHPC Ltd. SR-AB STRRP-D 7.35% (15-Sep-2026) | 7.67% |
| Small Industries Development Bank of India SR-IX 07.59% (10-Feb-2026) | 7.64% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
The fund holds low
quality bonds and securities, along with a concentrated portfolio.
Low AUM may result in limited portfolio diversification.
Historically, the fund has generated low returns.
Should you invest?
Invest if you are :
- Those looking to invest in a high-quality portfolio for 3 to 5 years and are willing to accept a slightly lower returns, should consider this fund.
- Conservative investors should invest in this fund.
Avoid if you are :
- Moderate to high risk takers should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- To generate income and/or capital appreciation through a portfolio of high-quality debt and money market instruments issued by entities such as Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However, there is no assurance that the objective of the fund will be realised.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2022
Email Addresscrmf@canararobeco.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Suman Prasad | 15 | 4 |
About Canara Robeco MF
- Canara Robeco Mutual Fund, backed by Canara Robeco Bank, presents investors with prudent investment solutions across various categories like equity, debt, etc.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
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- Fund overlap check & more
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more