Popular searches
Get to know your policy better
Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Gilt • CRISIL 10 Year Gilt Index
DSP 10Y G-Sec Fund(G)-Direct Plan
1 Finance Rank:
25
251 Finance Score:
68100
Yield To Maturity Score
67
Quality & Diversification Score
100
Standard Deviation Score
71
Modified Duration Score
87
AUM Score
13
Historical Performance score
70
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 51 Cr(As on 31-Mar-2026)NAV
₹ 22.6009(As on 26-May-2026)Expense Ratio
0.29%(As on 31-Mar-2026)Investment Horizon
7 to 10 years
25
Debt • Gilt • CRISIL 10 Year Gilt Index
DSP 10Y G-Sec Fund(G)-Direct Plan
This fund ranks 25th out of 31 funds in its category.
AUM₹ 51 Cr(As on 31-Mar-2026)
NAV₹ 22.6009(As on 26-May-2026)
Expense Ratio0.29%(As on 31-Mar-2026)
Investment Horizon7 to 10 years
1 Finance Score: 68/100
Yield To Maturity Score
67
Quality & Diversification Score
100
Standard Deviation Score
71
Modified Duration Score
87
AUM Score
13
Historical Performance score
70
Fundamental Ratios
Modified Duration
7.14 yearsAverage Maturity
9.37 yearsYield To Maturity
7.14%Standard Deviation
0.17%Portfolio summary
Asset Allocation
Debt
Others
98.35%
1.65%
Credit Rating
SOV
98.35%
Cash Eqv.
1.65%
AAA
0.00%
AA
0.00%
Others
0.00%
Debt Sector Allocation
G-Sec
98.35%
Cash & Cash Equivalents
1.65%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.48% GOI 06-Oct-2035 | 97.79% |
| Tri-Party Repo (TREPS) | 1.95% |
| Net Current Asset | 0.26% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Investors with a high risk tolerance who want to invest in government securities for 7 to 10 years should consider this fund.
- Advised to buy when interest rates in the economy are expected to fall.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio of Government Securities such that the Macaulay duration of the portfolio is similar to the 10 Year benchmark government security.
Exit Load
- NIL
Minimum investment amount
Lumpsum
₹ 100 (open for subscription)
Other details
Founded In2014
Email Addressservice@dspim.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Shantanu Godambe | 2.5 | 10 |
About DSP MF
- One of the oldest Indian asset management companies (AMCs), DSP Mutual Fund boasts a wide selection of mutual fund schemes, with a reputation built on consistent performance, risk mitigation, and long-term wealth creation.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more
We look where past returns don't
Your data security is our top priority
Through a secure infrastructure, RSA-256 encryption, disaster recovery protocols
Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more