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Debt • Gilt • CRISIL Dynamic Gilt Index

DSP G-Sec Fund(G)-Direct Plan

1 Finance Rank:
15
1 Finance Score:
77100
Yield To Maturity Score
58
Quality & Diversification Score
100
Standard Deviation Score
61
Modified Duration Score
83
AUM Score
61
Historical Performance score
87
1 Finance Research updated as on June 2026
1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 1,270 Cr
NAV
₹ —
Expense Ratio
0.49%(As on 29-Sep-2026)
Investment Horizon
7 to 10 years
Fund Logo

15

Debt • Gilt • CRISIL Dynamic Gilt Index

DSP G-Sec Fund(G)-Direct Plan

This fund ranks 15th out of 30 funds in its category.

AUM₹ 1,270 Cr
NAV₹ —
Expense Ratio0.49%(As on 29-Sep-2026)
Investment Horizon7 to 10 years
1 Finance Score: 77/100
Yield To Maturity Score
58
Quality & Diversification Score
100
Standard Deviation Score
61
Modified Duration Score
83
AUM Score
61
Historical Performance score
87
1 Finance Research updated as on June 2026
1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.

Fundamental Ratios

Modified Duration
7.9 years
Average Maturity
19.21 years
Yield To Maturity
6.99%
Standard Deviation
-

Portfolio summary

Asset Allocation

Debt
Others
98.13%
1.87%

Credit Rating

SOV
98.13%
Cash & Eqv.
0.76%
Others
1.11%

Debt Sector Allocation

G-Sec
97.64%
Others
2.36%

Top Holdings

Holding NamesAssets (%)
07.24% GOI - 18-Aug-205526.35%
06.90% GOI - 15-Apr-206525.97%
07.71% GOI - 18-May-206616.83%
07.12% Maharashtra SDL -16-Jul-20477.16%
07.48% Uttar Pradesh SDL - 22-Mar-20426.83%

*Portfolio summary is updated on July 2026.

*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.

Peer comparison

Fund List1 F scoreFund SizeExpense Ratio

*1F Score is updated quarterly, expense ratio was updated on September 2026. CAGR is updated daily.

Pros and Cons

Pros
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).

Should you invest?

Invest if you are :

  • Investors with a high risk tolerance who want to invest in government securities for 7 to 10 years should consider this fund.
  • Advised to buy when interest rates in the economy are expected to fall.

*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®

Taxation

If bought before April 1, 2023

  • Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
  • More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.

If bought after April 1, 2023

  • Taxed at applicable slab rates.

Scheme Details

Scheme Objective

  • The primary objective of the Scheme is to generate income through investment in securities issued by Central and/ or State Government of various maturities. There is no assurance that the investment objective of the Schemes will be realized.

Exit Load

  • Nil

Minimum investment amount

Lumpsum

₹ 100 (open for subscription)

Other details

Founded In2013
Email Addressservice@dspim.com
Fund Manager NameTotal Exp. (Years)No. of Funds Managed
Shantanu Godambe2.510

About DSP MF

  • One of the oldest Indian asset management companies (AMCs), DSP Mutual Fund boasts a wide selection of mutual fund schemes, with a reputation built on consistent performance, risk mitigation, and long-term wealth creation.

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Our Advisory Includes

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Frequently Asked Questions

Are debt funds risk-free?

No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.

Is a higher yield-to-maturity (YTM) always better?

Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.

What’s best for an emergency fund?

An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.

Who can invest in debt funds?

Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.

Are debt funds better than equity funds?

A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.

Disclaimer

The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.

Don't chase past returns.
Build a portfolio for the future

Advisor 1Advisor 2Advisor 3

Our Advisory Includes

  • Portfolio diversification
  • Mutual fund tax harvesting
  • Fund overlap check & more

Your first financial plan is free