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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Gilt • Nifty All Duration G-Sec Index
Franklin India G-Sec Fund(G)-Direct Plan
1 Finance Rank:
20
201 Finance Score:
74100
Yield To Maturity Score
88
Quality & Diversification Score
100
Standard Deviation Score
77
Modified Duration Score
58
AUM Score
35
Historical Performance score
68
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 164 Cr(As on 31-Mar-2026)NAV
₹ 66.2136(As on 08-May-2026)Expense Ratio
0.63%(As on 31-Mar-2026)Investment Horizon
7 to 10 years
20
Debt • Gilt • Nifty All Duration G-Sec Index
Franklin India G-Sec Fund(G)-Direct Plan
This fund ranks 20th out of 31 funds in its category.
AUM₹ 164 Cr(As on 31-Mar-2026)
NAV₹ 66.2136(As on 08-May-2026)
Expense Ratio0.63%(As on 31-Mar-2026)
Investment Horizon7 to 10 years
1 Finance Score: 74/100
Yield To Maturity Score
88
Quality & Diversification Score
100
Standard Deviation Score
77
Modified Duration Score
58
AUM Score
35
Historical Performance score
68
Fundamental Ratios
Modified Duration
7.82 yearsAverage Maturity
24.02 yearsYield To Maturity
7.82%Standard Deviation
0.12%Portfolio summary
Asset Allocation
Debt
Others
95.57%
4.43%
Credit Rating
SOV
95.57%
Cash Eqv.
4.43%
AAA
0.00%
AA
0.00%
Others
0.00%
Debt Sector Allocation
G-Sec
95.57%
Cash & Cash Equivalents
4.43%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.90% GOI - 15-Apr-2065 | 50.98% |
| 07.82% Jammu & Kashmir SDL - 28-Aug-2042 | 11.28% |
| 07.30% Uttarakhand SDL - 01-Oct-2032 | 10.86% |
| 07.73% Andhra Pradesh SDL - 23-Mar-2032 | 8.41% |
| 07.86% Haryana SDL - 29-Jun-2032 | 5.52% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Ability to significantly outperform benchmark returns.
The fund demonstrates a low level of volatility as the standard deviation is low.
Cons
Low AUM may result in limited portfolio diversification.
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Investors with a high risk tolerance who want to invest in government securities for 7 to 10 years should consider this fund.
- Advised to buy when interest rates in the economy are expected to fall.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 10000 (open for subscription)
Other details
Founded In2013
Email Addressgrievanceredressal@franklintempleton.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Anuj Tagra | 12.1 | 6 |
About Franklin Templeton MF
- Franklin Templeton Mutual Fund, established in India in 1996 as part of the US-based Franklin Templeton Investments, focuses on long-term value creation through disciplined investment strategies. Registered with SEBI, it offers diverse mutual fund schemes starting from its flagship Templeton India Value Fund (formerly Templeton India Growth Fund), spanning equity, debt, and hybrid categories.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more