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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Liquid • Nifty Liquid Fund Index
Franklin India Liquid Fund-Super Inst(G)-Direct Plan
1 Finance Rank:
21
211 Finance Score:
68100
Yield To Maturity Score
99
Quality & Diversification Score
56
Standard Deviation Score
74
Modified Duration Score
53
AUM Score
37
Historical Performance score
79
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 2,123 CrNAV
₹ —()Expense Ratio
0.14%(As on 31-May-2026)Investment Horizon
1 week to 1 month
21
Debt • Liquid • Nifty Liquid Fund Index
Franklin India Liquid Fund-Super Inst(G)-Direct Plan
This fund ranks 21st out of 38 funds in its category.
AUM₹ 2,123 Cr
NAV₹ —()
Expense Ratio0.14%(As on 31-May-2026)
Investment Horizon1 week to 1 month
1 Finance Score: 68/100
Yield To Maturity Score
99
Quality & Diversification Score
56
Standard Deviation Score
74
Modified Duration Score
53
AUM Score
37
Historical Performance score
79
Fundamental Ratios
Modified Duration
7.74 yearsAverage Maturity
0.21 yearsYield To Maturity
7.74%Standard Deviation
0.01%Portfolio summary
Asset Allocation
Debt
Others
81.53%
18.47%
Credit Rating
SOV
2.33%
AAA
0.73%
Others
96.94%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Call Money | 18.26% |
| Canara Bank (27-May-2026) | 5.48% |
| Axis Bank Ltd. (25-May-2026) | 4.11% |
| HDFC Bank Ltd. (11-Jun-2026) | 4.10% |
| National Bank For Agriculture & Rural Development - 83D (01-Jul-2026) | 4.08% |
*Portfolio summary is updated on April 2026.
*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
*1F Score is updated quarterly, expense ratio was updated on May 2026. CAGR is updated daily.
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Cons
The fund holds low
quality bonds and securities, along with a concentrated portfolio.
Low AUM may result in limited portfolio diversification.
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Those who need to access their cash quickly and want to park their money for a short period of time.
- Its ideal investment to create emergency funds.
- Those who wants to invest in equity funds through STP (Systematic Transfer Plan) should invest in this fund
Avoid if you are :
- Long term investors and high risk takers can avoid this scheme
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The scheme aims to provide current income with high liquidity through 100% investment in debt and money market instruments.
Exit Load
- 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum investment amount
Lumpsum
₹ 10000 (open for subscription)
Other details
Founded In2012
Email Addressgrievanceredressal@franklintempleton.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Pallab Roy | 19.3 | 4 |
About Franklin Templeton MF
- Franklin Templeton Mutual Fund, established in India in 1996 as part of the US-based Franklin Templeton Investments, focuses on long-term value creation through disciplined investment strategies. Registered with SEBI, it offers diverse mutual fund schemes starting from its flagship Templeton India Value Fund (formerly Templeton India Growth Fund), spanning equity, debt, and hybrid categories.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more