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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Short Duration • CRISIL Short Duration Debt Index
Groww Short Duration Fund(G)-Direct Plan
1 Finance Rank:
20
201 Finance Score:
58100
Yield To Maturity Score
54
Quality & Diversification Score
79
Standard Deviation Score
96
Modified Duration Score
59
AUM Score
17
Historical Performance score
66
1 Finance Research updated as on July 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 95 CrNAV
₹ —Expense Ratio
0.32%(As on 31-Aug-2026)Investment Horizon
1 to 3 years
20
Debt • Short Duration • CRISIL Short Duration Debt Index
Groww Short Duration Fund(G)-Direct Plan
This fund ranks 20th out of 24 funds in its category.
AUM₹ 95 Cr
NAV₹ —
Expense Ratio0.32%(As on 31-Aug-2026)
Investment Horizon1 to 3 years
1 Finance Score: 58/100
Yield To Maturity Score
54
Quality & Diversification Score
79
Standard Deviation Score
96
Modified Duration Score
59
AUM Score
17
Historical Performance score
66
Fundamental Ratios
Modified Duration
2.82 yearsAverage Maturity
3.55 yearsYield To Maturity
6.72%Standard Deviation
-Portfolio summary
Asset Allocation
Debt
Others
76.79%
23.21%
Credit Rating
AAA
35.59%
SOV
28.62%
Cash & Eqv.
21.32%
Others
14.47%
Debt Sector Allocation
Bank
31.60%
Finance
14.75%
G-Sec
0.53%
Others
53.12%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.36% GOI - 16-Feb-2031 | 28.09% |
| Tri-Party Repo (TREPS) | 21.32% |
| Larsen & Toubro Ltd. 7.725% (28-Apr-2028) | 9.46% |
| Export-Import Bank Of India SR-AA02 07.35% (27-Jul-2028) | 9.43% |
| Punjab National Bank (09-Feb-2027) | 5.54% |
*Portfolio summary is updated on July 2026.
*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
*1F Score is updated quarterly, expense ratio was updated on N/A. CAGR is updated daily.
Pros and Cons
Pros
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Investors with a moderate risk tolerance and a time horizon of 1 to 3 years should consider investing in this fund.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The Scheme will endeavor to generate stable returns over short term with a low risk strategy while maintaining liquidity through a portfolio comprising debt and money market instruments such that the Macaulay duration of the portfolio is between 1 year - 3 years. However, there can be no assurance that the investment objective of the scheme will be achieved.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 500 (open for subscription)
Other details
Founded In2013
Email Addresssupport@groww.in
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Kaustubh Sule | 14.6 | 10 |
About Groww MF
- Groww Mutual Fund is a technology-first asset management company (AMC) providing seamless digital access to a comprehensive range of mutual fund schemes, investor empowerment and ease of investing.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more