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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Medium to Long Duration • NIFTY Medium to Long Duration Debt Index
HSBC Medium to Long Duration Fund Fund(G)-Direct Plan
1 Finance Rank:
09
091 Finance Score:
60100
Yield To Maturity Score
65
Quality & Diversification Score
64
Standard Deviation Score
69
Modified Duration Score
81
AUM Score
23
Historical Performance score
53
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 49 CrNAV
₹ 48.3183(As on 15-Jun-2026)Expense Ratio
0.65%(As on 31-May-2026)Investment Horizon
5 to 7 years
09
Debt • Medium to Long Duration • NIFTY Medium to Long Duration Debt Index
HSBC Medium to Long Duration Fund Fund(G)-Direct Plan
This fund ranks 9th out of 13 funds in its category.
AUM₹ 49 Cr
NAV₹ 48.3183(As on 15-Jun-2026)
Expense Ratio0.65%(As on 31-May-2026)
Investment Horizon5 to 7 years
1 Finance Score: 60/100
Yield To Maturity Score
65
Quality & Diversification Score
64
Standard Deviation Score
69
Modified Duration Score
81
AUM Score
23
Historical Performance score
53
Fundamental Ratios
Modified Duration
7.6 yearsAverage Maturity
9.59 yearsYield To Maturity
7.6%Standard Deviation
0.13%Portfolio summary
Asset Allocation
Debt
Others
91.63%
8.37%
Credit Rating
SOV
46.68%
AAA
33.16%
Cash & Eqv.
9.94%
Others
10.23%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.90% GOI - 15-Apr-2065 | 11.39% |
| 06.36% GOI - 16-Feb-2031 | 10.40% |
| Tri-Party Repo (TREPS) | 9.94% |
| 07.24% GOI - 18-Aug-2055 | 8.14% |
| REC Ltd.-SR-245-A 07.44% (29-Feb-2028) | 6.34% |
*Portfolio summary is updated on April 2026.
*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
*1F Score is updated quarterly, expense ratio was updated on May 2026. CAGR is updated daily.
Pros and Cons
Pros
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
Low AUM may result in limited portfolio diversification.
Historically, the fund has generated low returns.
Should you invest?
Invest if you are :
- Investors having a 5 to 7 years of investment horizon but wants to avoid equity market risk can invest in this fund.
- Investing should be considered when interest rates in the economy are expected to remain stable or fall.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- To provide reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years. However, there can be no guarantee that the investment objective of the scheme would be achieved.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addressinvestor.line@mutualfunds.hsbc.co.in
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Mohd Asif Rizwi | 1.8 | 10 |
About HSBC MF
- HSBC Mutual Fund is a respected global asset management company (AMC) bringing international fund management expertise to India. It offers various funds tailored to meet diverse investor goals through global research and local insights
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more