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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Floating Rate • Nifty Short Duration Debt Index
ICICI Pru Floating Interest Fund(G)-Direct Plan
1 Finance Rank:
04
041 Finance Score:
79100
Yield To Maturity Score
67
Quality & Diversification Score
82
Standard Deviation Score
92
Modified Duration Score
88
AUM Score
75
Historical Performance score
92
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 7,041 Cr(As on 31-Mar-2026)NAV
₹ 489.3332(As on 26-May-2026)Expense Ratio
0.30%(As on 31-Mar-2026)Investment Horizon
3 to 5 years
04
Debt • Floating Rate • Nifty Short Duration Debt Index
ICICI Pru Floating Interest Fund(G)-Direct Plan
This fund ranks 4th out of 12 funds in its category.
AUM₹ 7,041 Cr(As on 31-Mar-2026)
NAV₹ 489.3332(As on 26-May-2026)
Expense Ratio0.30%(As on 31-Mar-2026)
Investment Horizon3 to 5 years
1 Finance Score: 79/100
Yield To Maturity Score
67
Quality & Diversification Score
82
Standard Deviation Score
92
Modified Duration Score
88
AUM Score
75
Historical Performance score
92
Fundamental Ratios
Modified Duration
7.59 yearsAverage Maturity
2.61 yearsYield To Maturity
7.59%Standard Deviation
0.04%Portfolio summary
Asset Allocation
Debt
Others
98.37%
1.63%
Credit Rating
AAA
73.41%
SOV
16.96%
Cash Eqv.
1.14%
AA
0.00%
Others
0.00%
Debt Sector Allocation
Finance
44.08%
Bank
27.21%
G-Sec
16.96%
Others
6.64%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| GOI FRB 22-Sep-2033 | 18.29% |
| LIC Housing Finance Ltd. -TR-427 7.80% (22-Dec-2027) | 5.09% |
| GOI - 30-Oct-2034 | 4.37% |
| Samvardhana Motherson International Ltd. 08.15% (23-Jan-2026) | 2.95% |
| National Bank For Agriculture & Rural Development SR 25E 7.53% (24-Mar-2028) | 2.85% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
High AUM often signifies stability and credibility, along with being well diversified.
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
This fund doesn't have any cons.
Should you invest?
Invest if you are :
- Those looking for a short-term savings solution with a time horizon of 3 to 5 years should invest in this fund.
- Low risk takers because this fund is less affected by changes in interest rates.
Avoid if you are :
- Those who want to take bet on interest rate movement and invest for a long duration should avoid this fu
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- To generate income through investing predominantly in floating rate instruments while maintaining the optimum balance of yield, safety and liquidity.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 500 (open for subscription)
Other details
Founded In2013
Email Addressenquiry@icicipruamc.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Ritesh Lunawat | 8.4 | 5 |
About ICICI Pru MF
- ICICI Prudential Mutual Fund is one of India’s largest and oldest asset management companies (AMCs), providing comprehensive equity, debt, and hybrid fund options with an investor-centric approach.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more