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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Liquid • CRISIL Liquid Debt Index
ICICI Pru Liquid Fund(G)-Direct Plan
1 Finance Rank:
04
041 Finance Score:
88100
Yield To Maturity Score
94
Quality & Diversification Score
90
Standard Deviation Score
87
Modified Duration Score
57
AUM Score
92
Historical Performance score
74
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 42,888 Cr(As on 31-Mar-2026)NAV
₹ 410.892(As on 08-May-2026)Expense Ratio
0.20%(As on 31-Mar-2026)Investment Horizon
1 week to 1 month
04
Debt • Liquid • CRISIL Liquid Debt Index
ICICI Pru Liquid Fund(G)-Direct Plan
This fund ranks 4th out of 38 funds in its category.
AUM₹ 42,888 Cr(As on 31-Mar-2026)
NAV₹ 410.892(As on 08-May-2026)
Expense Ratio0.20%(As on 31-Mar-2026)
Investment Horizon1 week to 1 month
1 Finance Score: 88/100
Yield To Maturity Score
94
Quality & Diversification Score
90
Standard Deviation Score
87
Modified Duration Score
57
AUM Score
92
Historical Performance score
74
Fundamental Ratios
Modified Duration
7.72 yearsAverage Maturity
0.17 yearsYield To Maturity
7.72%Standard Deviation
0.01%Portfolio summary
Asset Allocation
Debt
Others
109.88%
-9.88%
Credit Rating
SOV
16.47%
AAA
0.12%
AA
0.00%
Others
0.00%
Cash Eqv.
-10.21%
Debt Sector Allocation
Bank
60.13%
Finance
28.22%
G-Sec
16.47%
Retailing
3.46%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 91 Days Treasury Bill - 06-Feb-2026 | 7.25% |
| HDFC Bank Ltd. (18-Feb-2026) | 5.48% |
| Reliance Retail Ventures Ltd. -91D (11-Feb-2026) | 2.63% |
| Reverse Repo | 2.52% |
| 364 Days Treasury Bill - 12-Feb-2026 | 2.31% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Ability to significantly outperform benchmark returns.
High AUM often signifies stability and credibility, along with being well diversified.
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Cons
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Those who need to access their cash quickly and want to park their money for a short period of time.
- Its ideal investment to create emergency funds.
- Those who wants to invest in equity funds through STP (Systematic Transfer Plan) should invest in this fund
Avoid if you are :
- Long term investors and high risk takers can avoid this scheme
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in money market and debt instruments.
Exit Load
- 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum investment amount
Lumpsum
₹ 99 (open for subscription)
Other details
Founded In2012
Email Addressenquiry@icicipruamc.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Darshil Dedhia | 3.3 | 20 |
About ICICI Pru MF
- ICICI Prudential Mutual Fund is one of India’s largest and oldest asset management companies (AMCs), providing comprehensive equity, debt, and hybrid fund options with an investor-centric approach.
Don't chase past returns.
Build a portfolio for the future
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more