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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Dynamic Bond • CRISIL Dynamic Bond Index
ITI Dynamic Bond Fund(G)-Direct Plan
1 Finance Rank:
21
211 Finance Score:
56100
Yield To Maturity Score
32
Quality & Diversification Score
80
Standard Deviation Score
98
Modified Duration Score
89
AUM Score
5
Historical Performance score
62
1 Finance Research updated as on June 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 28 CrNAV
₹ 13.3676(As on 12-Oct-2026)Expense Ratio
0.18%(As on 19-Oct-2026)Investment Horizon
3 to 5 years
21
Debt • Dynamic Bond • CRISIL Dynamic Bond Index
ITI Dynamic Bond Fund(G)-Direct Plan
This fund ranks 21st out of 22 funds in its category.
AUM₹ 28 Cr
NAV₹ 13.3676(As on 12-Oct-2026)
Expense Ratio0.18%(As on 19-Oct-2026)
Investment Horizon3 to 5 years
1 Finance Score: 56/100
Yield To Maturity Score
32
Quality & Diversification Score
80
Standard Deviation Score
98
Modified Duration Score
89
AUM Score
5
Historical Performance score
62
Fundamental Ratios
Modified Duration
3.16 yearsAverage Maturity
7.21 yearsYield To Maturity
6.03%Standard Deviation
-Portfolio summary
Asset Allocation
Debt
Others
82.48%
17.52%
Credit Rating
SOV
82.48%
Cash & Eqv.
1.45%
Others
16.07%
Debt Sector Allocation
G-Sec
22.15%
Others
77.85%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.94% GOI - 11-May-2036 | 68.30% |
| Net Current Asset | 14.81% |
| 06.90% GOI - 15-Apr-2065 | 14.18% |
| Tri-Party Repo (TREPS) | 1.45% |
| Corporate Debt Market Development Fund | 1.26% |
*Portfolio summary is updated on August 2026.
*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
*1F Score is updated quarterly, expense ratio was updated on October 2026. CAGR is updated daily.
Pros and Cons
Pros
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Investors with a 1 to 3 years of investment horizon with a moderate risk appetite should invest in this fund.
- The ability of the fund manager to correctly predict the direction of interest rates determines performance.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The investment objective of the Scheme is to maximise returns through an active management of a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2021
Email Addressmfassist@itiorg.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Laukik Bagwe | 15.4 | 5 |
About ITI MF
- ITI Mutual Fund (ITI MF), established in 2018 by The Investment Trust of India Ltd., provides investment solutions across equity, debt, etc., for long-term wealth growth. It stands as a growing player in India's mutual fund landscape with numerous schemes focused on investor-centric solutions.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more