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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Ultra Short Duration • CRISIL Ultra Short Term Debt Index
ITI Ultra Short Duration Fund(G)-Direct Plan
1 Finance Rank:
18
181 Finance Score:
60100
Yield To Maturity Score
63
Quality & Diversification Score
70
Standard Deviation Score
98
Modified Duration Score
96
AUM Score
20
Historical Performance score
65
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 222 Cr(As on 31-Mar-2026)NAV
₹ 1348.942(As on 08-May-2026)Expense Ratio
0.13%(As on 31-Mar-2026)Investment Horizon
3 to 12 months
18
Debt • Ultra Short Duration • CRISIL Ultra Short Term Debt Index
ITI Ultra Short Duration Fund(G)-Direct Plan
This fund ranks 18th out of 25 funds in its category.
AUM₹ 222 Cr(As on 31-Mar-2026)
NAV₹ 1348.942(As on 08-May-2026)
Expense Ratio0.13%(As on 31-Mar-2026)
Investment Horizon3 to 12 months
1 Finance Score: 60/100
Yield To Maturity Score
63
Quality & Diversification Score
70
Standard Deviation Score
98
Modified Duration Score
96
AUM Score
20
Historical Performance score
65
Fundamental Ratios
Modified Duration
7.27 yearsAverage Maturity
0.38 yearsYield To Maturity
7.27%Standard Deviation
0.02%Portfolio summary
Asset Allocation
Debt
Others
96.07%
3.93%
Credit Rating
AAA
30.14%
SOV
9.37%
Cash Eqv.
3.64%
AA
0.00%
Others
0.00%
Debt Sector Allocation
Bank
57.58%
Finance
24.84%
G-Sec
9.37%
Cash & Cash Equivalents
3.64%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Tri-Party Repo (TREPS) | 19.69% |
| Power Finance Corpn. Ltd. SR-BS 216 07.13% (15-Jul-2026) | 10.52% |
| LIC Housing Finance Ltd. -SR-TR 443 07.8650% (20-Aug-2026) | 7.04% |
| National Housing Bank 07.40% (16-Jul-2026) | 7.03% |
| Mahindra & Mahindra Financial Services Ltd. SR AE2023 STRPP 1 08.25% (26-Mar-2026) | 7.03% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Those who have excess funds that they may not need in the next 3 to 12 months
Avoid if you are :
- Those with a longer investment horizon should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The investment objective of the Scheme is to generate regular income and capital appreciation through investment in a portfolio of short term debt & money market instruments such that the Macaulay duration of the portfolio is between 3 - 6 months. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2021
Email Addressmfassist@itiorg.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Laukik Bagwe | 15.4 | 5 |
About ITI MF
- ITI Mutual Fund (ITI MF), established in 2018 by The Investment Trust of India Ltd., provides investment solutions across equity, debt, etc., for long-term wealth growth. It stands as a growing player in India's mutual fund landscape with numerous schemes focused on investor-centric solutions.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more