Popular searches
Get to know your policy better
Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Medium Duration • CRISIL Medium Duration Debt Index
Kotak Medium Term Fund(G)-Direct Plan
1 Finance Rank:
07
071 Finance Score:
70100
Yield To Maturity Score
100
Quality & Diversification Score
55
Standard Deviation Score
58
Modified Duration Score
54
AUM Score
62
Historical Performance score
69
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 1,807 Cr(As on 31-Mar-2026)NAV
₹ 26.7285(As on 26-May-2026)Expense Ratio
0.67%(As on 31-Mar-2026)Investment Horizon
3 to 4 years
07
Debt • Medium Duration • CRISIL Medium Duration Debt Index
Kotak Medium Term Fund(G)-Direct Plan
This fund ranks 7th out of 13 funds in its category.
AUM₹ 1,807 Cr(As on 31-Mar-2026)
NAV₹ 26.7285(As on 26-May-2026)
Expense Ratio0.67%(As on 31-Mar-2026)
Investment Horizon3 to 4 years
1 Finance Score: 70/100
Yield To Maturity Score
100
Quality & Diversification Score
55
Standard Deviation Score
58
Modified Duration Score
54
AUM Score
62
Historical Performance score
69
Fundamental Ratios
Modified Duration
8.66 yearsAverage Maturity
4.61 yearsYield To Maturity
8.66%Standard Deviation
0.08%Portfolio summary
Asset Allocation
Debt
Others
94.71%
5.29%
Credit Rating
AA
51.73%
AAA
24.25%
SOV
11.13%
Others
10.28%
Cash Eqv.
-5.31%
Debt Sector Allocation
Finance
33.65%
G-Sec
11.13%
Power
10.87%
Others
16.00%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| JTPM Metal Traders Ltd. - (30-Apr-2030) | 5.12% |
| L&T Metro Rail (Hyderabad) Ltd. 07.55% (28-Apr-2035) | 4.92% |
| Bamboo Hotel and Global Centre (Delhi) Pvt Ltd. SR-I 10.81% (31-Jan-2028) | 4.52% |
| Embassy Office Parks REIT | 4.32% |
| Tata Steel Ltd. SR-2 7.76% (20-Sep-2032) | 3.76% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Potential for higher returns as the fund maintains a high Net Yield to Maturity (YTM).
Cons
The fund holds low
quality bonds and securities, along with a concentrated portfolio.
Exhibits a relatively high level of volatility, indicated by its elevated standard deviation.
High modified duration indicates higher sensitivity to interest rate changes, suggesting higher risk for the fund.
Should you invest?
Invest if you are :
- Investors having a high risk appetite with investment horizon of 3 to 4 years should invest in this fund.
- Investing should be considered when interest rates in the economy are expected to remain stable or fall.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 100 (open for subscription)
Other details
Founded In2014
Email Addressmutual@kotak.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Deepak Agrawal | 19 | 10 |
About Kotak MF
- Kotak Mutual Fund is a full-spectrum fund house offering a wide array of mutual fund products. It leverages strong research and robust distribution network to serve both retail and institutional investors.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more
We look where past returns don't
Your data security is our top priority
Through a secure infrastructure, RSA-256 encryption, disaster recovery protocols
Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more