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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Dynamic Bond • CRISIL Dynamic Bond Index
PGIM India Dynamic Bond Fund(G)-Direct Plan
1 Finance Rank:
18
181 Finance Score:
60100
Yield To Maturity Score
32
Quality & Diversification Score
86
Standard Deviation Score
66
Modified Duration Score
95
AUM Score
23
Historical Performance score
67
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 86 CrNAV
₹ 3092.7239(As on 16-Jun-2026)Expense Ratio
0.50%(As on 31-May-2026)Investment Horizon
3 to 5 years
18
Debt • Dynamic Bond • CRISIL Dynamic Bond Index
PGIM India Dynamic Bond Fund(G)-Direct Plan
This fund ranks 18th out of 22 funds in its category.
AUM₹ 86 Cr
NAV₹ 3092.7239(As on 16-Jun-2026)
Expense Ratio0.50%(As on 31-May-2026)
Investment Horizon3 to 5 years
1 Finance Score: 60/100
Yield To Maturity Score
32
Quality & Diversification Score
86
Standard Deviation Score
66
Modified Duration Score
95
AUM Score
23
Historical Performance score
67
Fundamental Ratios
Modified Duration
6.92 yearsAverage Maturity
4.57 yearsYield To Maturity
6.92%Standard Deviation
0.13%Portfolio summary
Asset Allocation
Debt
Others
81.03%
18.97%
Credit Rating
SOV
47.60%
AAA
23.91%
Others
28.49%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 07.48% Andhra Pradesh SDL - 03-Sep-2034 | 17.80% |
| Clearing Corporation Of India Ltd. | 17.01% |
| 06.48% GOI 06-Oct-2035 | 11.22% |
| Power Finance Corpn. Ltd. SR-251 B 06.59% (15-Oct-2030) | 8.65% |
| Indian Railway Finance Corpn Ltd SR-190 06.65% (20-May-2030) | 6.41% |
*Portfolio summary is updated on April 2026.
*A strong-looking portfolio on paper may still clash with your needs. Make sure to align it with your needs and time horizon.
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
*1F Score is updated quarterly, expense ratio was updated on May 2026. CAGR is updated daily.
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Investors with a 1 to 3 years of investment horizon with a moderate risk appetite should invest in this fund.
- The ability of the fund manager to correctly predict the direction of interest rates determines performance.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The objective of the Scheme is to seek to generate returns through active management of a portfolio of debt and money market instruments. However, there is no assurance that the investmentobjective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addresscare@pgimindia.co.in
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Puneet Pal | 17.3 | 8 |
About PGIM India MF
- PGIM India Mutual Fund is the Indian arm of PGIM, the global investment management business of US-based Prudential Financial Ltd. It provides a broad range of investment capabilities through specialized teams focusing on various asset classes.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more