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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Ultra Short Duration • CRISIL Ultra Short Term Debt Index
PGIM India Ultra Short Duration Fund(G)-Direct Plan
1 Finance Rank:
22
221 Finance Score:
55100
Yield To Maturity Score
56
Quality & Diversification Score
61
Standard Deviation Score
96
Modified Duration Score
94
AUM Score
8
Historical Performance score
70
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 161 Cr(As on 31-Mar-2026)NAV
₹ 37.4871(As on 20-May-2026)Expense Ratio
0.37%(As on 31-Mar-2026)Investment Horizon
3 to 12 months
22
Debt • Ultra Short Duration • CRISIL Ultra Short Term Debt Index
PGIM India Ultra Short Duration Fund(G)-Direct Plan
This fund ranks 22nd out of 25 funds in its category.
AUM₹ 161 Cr(As on 31-Mar-2026)
NAV₹ 37.4871(As on 20-May-2026)
Expense Ratio0.37%(As on 31-Mar-2026)
Investment Horizon3 to 12 months
1 Finance Score: 55/100
Yield To Maturity Score
56
Quality & Diversification Score
61
Standard Deviation Score
96
Modified Duration Score
94
AUM Score
8
Historical Performance score
70
Fundamental Ratios
Modified Duration
7.3 yearsAverage Maturity
0.47 yearsYield To Maturity
7.3%Standard Deviation
0.02%Portfolio summary
Asset Allocation
Debt
Others
92.33%
7.67%
Credit Rating
AAA
8.69%
Cash Eqv.
6.80%
SOV
6.15%
AA
3.09%
Others
0.00%
Debt Sector Allocation
Bank
55.87%
Finance
30.32%
Cash & Cash Equivalents
6.80%
G-Sec
6.15%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| REC Ltd. -SR-234 A 07.70% (31-Aug-2026) | 10.35% |
| Small Industries Development Bank of India SR-IX 07.59% (10-Feb-2026) | 8.60% |
| Kotak Mahindra Bank Ltd. (31-Aug-2026) | 8.23% |
| HDFC Bank Ltd. (19-May-2026) | 6.71% |
| Muthoot Finance Ltd. SR-24A TR V 8.50% (29-Jan-2026) | 5.73% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Those who have excess funds that they may not need in the next 3 to 12 months
Avoid if you are :
- Those with a longer investment horizon should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- To provide liquidity and seek to generate returns by investing in a mix of short term debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addresscare@pgimindia.co.in
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Puneet Pal | 17.3 | 8 |
About PGIM India MF
- PGIM India Mutual Fund is the Indian arm of PGIM, the global investment management business of US-based Prudential Financial Ltd. It provides a broad range of investment capabilities through specialized teams focusing on various asset classes.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more