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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Medium Duration • NIFTY Medium Duration Debt Index
Sundaram Medium Term Bond Fund(G)-Direct Plan
1 Finance Rank:
12
121 Finance Score:
55100
Yield To Maturity Score
31
Quality & Diversification Score
91
Standard Deviation Score
73
Modified Duration Score
92
AUM Score
8
Historical Performance score
33
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 34 Cr(As on 31-Mar-2026)NAV
₹ 79.2835(As on 27-May-2026)Expense Ratio
1.09%(As on 31-Mar-2026)Investment Horizon
3 to 4 years
12
Debt • Medium Duration • NIFTY Medium Duration Debt Index
Sundaram Medium Term Bond Fund(G)-Direct Plan
This fund ranks 12th out of 13 funds in its category.
AUM₹ 34 Cr(As on 31-Mar-2026)
NAV₹ 79.2835(As on 27-May-2026)
Expense Ratio1.09%(As on 31-Mar-2026)
Investment Horizon3 to 4 years
1 Finance Score: 55/100
Yield To Maturity Score
31
Quality & Diversification Score
91
Standard Deviation Score
73
Modified Duration Score
92
AUM Score
8
Historical Performance score
33
Fundamental Ratios
Modified Duration
7.48 yearsAverage Maturity
4.28 yearsYield To Maturity
7.48%Standard Deviation
-Portfolio summary
Asset Allocation
Debt
Others
92.48%
7.52%
Credit Rating
SOV
47.15%
AAA
26.24%
AA
19.09%
Cash Eqv.
7.13%
Others
0.00%
Debt Sector Allocation
G-Sec
47.15%
Finance
33.65%
Bank
8.73%
Cash & Cash Equivalents
7.13%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 06.79% GOI - 07-Oct-2034 | 28.06% |
| 07.00% Tamil Nadu SDL - 12-Mar-2029 | 14.07% |
| 07.44% Tamil Nadu SDL - 20-Mar-2034 | 6.44% |
| Cholamandalam Investment & Finance Co. Ltd. -SR 653 07.38% (28-May-2027) | 5.56% |
| Power Finance Corporation Ltd. SR-250-A 06.61% (15-Jul-2028) | 5.53% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
Historically, the fund has generated low returns.
Should you invest?
Invest if you are :
- Investors having a high risk appetite with investment horizon of 3 to 4 years should invest in this fund.
- Investing should be considered when interest rates in the economy are expected to remain stable or fall.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- To generate income and capital appreciation by investing in Fixed Income Securities and MoneyMarket Instruments.
Exit Load
- 1% on or before 12M, Nil after 12M
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addresscustomerservices@sundarammutual.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Dwijendra Srivastava | 18.8 | 13 |
About Sundaram MF
- Established in 1996 as a subsidiary of Sundaram Finance Ltd., Sundaram Mutual Fund, offers risk-managed equity, debt, and hybrid investment solutions. It focuses on meeting the needs of retail investors and has a wide presence across India and overseas.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more