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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Floating Rate • CRISIL Short Duration Debt Index
Tata Floating Rate Fund(G)-Direct Plan
1 Finance Rank:
11
111 Finance Score:
59100
Yield To Maturity Score
54
Quality & Diversification Score
64
Standard Deviation Score
88
Modified Duration Score
100
AUM Score
8
Historical Performance score
74
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 110 Cr(As on 31-Mar-2026)NAV
₹ 13.6317(As on 18-May-2026)Expense Ratio
0.31%(As on 31-Mar-2026)Investment Horizon
3 to 5 years
11
Debt • Floating Rate • CRISIL Short Duration Debt Index
Tata Floating Rate Fund(G)-Direct Plan
This fund ranks 11th out of 12 funds in its category.
AUM₹ 110 Cr(As on 31-Mar-2026)
NAV₹ 13.6317(As on 18-May-2026)
Expense Ratio0.31%(As on 31-Mar-2026)
Investment Horizon3 to 5 years
1 Finance Score: 59/100
Yield To Maturity Score
54
Quality & Diversification Score
64
Standard Deviation Score
88
Modified Duration Score
100
AUM Score
8
Historical Performance score
74
Fundamental Ratios
Modified Duration
6.94 yearsAverage Maturity
1.87 yearsYield To Maturity
6.94%Standard Deviation
0.05%Portfolio summary
Asset Allocation
Debt
Others
93.28%
6.72%
Credit Rating
AAA
70.32%
SOV
13.84%
AA
9.13%
Cash Eqv.
5.97%
Others
0.00%
Debt Sector Allocation
Finance
48.44%
Bank
21.88%
G-Sec
13.84%
Cash & Cash Equivalents
5.97%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 07.70% Andhra Pradesh SDL - 06-Dec-2029 | 7.56% |
| Export-Import Bank Of India SR-AA02 07.35% (27-Jul-2028) | 7.43% |
| National Housing Bank 07.59% (08-Sep-2027) | 7.42% |
| Rural Electrification Corpn Ltd SR-140 07.52% (07-Nov-2026) | 7.37% |
| Poonawalla Fincorp Ltd. SR-D1 07.5285% (24-Sep-2027) | 7.32% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Great track record of generating high returns by managing the portfolio dynamically.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Those looking for a short-term savings solution with a time horizon of 3 to 5 years should invest in this fund.
- Low risk takers because this fund is less affected by changes in interest rates.
Avoid if you are :
- Those who want to take bet on interest rate movement and invest for a long duration should avoid this fu
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The objective of the scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn‘t assure or guarantee any returns.
Exit Load
- NIL
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2021
Email Addressservice@tataamc.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Akhil Mittal | 16.7 | 3 |
About Tata MF
- Tata Mutual Fund is a well-established AMC recognized for its prudent risk management and investor education, providing mutual fund products to suit various investment goals.
Don't chase past returns.
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more