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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Short Duration • CRISIL Short Duration Debt Index
TRUSTMF Short Term Fund(G)-Direct Plan
1 Finance Rank:
23
231 Finance Score:
51100
Yield To Maturity Score
56
Quality & Diversification Score
55
Standard Deviation Score
60
Modified Duration Score
98
AUM Score
8
Historical Performance score
68
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 86 Cr(As on 31-Mar-2026)NAV
₹ 1332.5174(As on 08-May-2026)Expense Ratio
0.23%(As on 31-Mar-2026)Investment Horizon
1 to 3 years
23
Debt • Short Duration • CRISIL Short Duration Debt Index
TRUSTMF Short Term Fund(G)-Direct Plan
This fund ranks 23rd out of 24 funds in its category.
AUM₹ 86 Cr(As on 31-Mar-2026)
NAV₹ 1332.5174(As on 08-May-2026)
Expense Ratio0.23%(As on 31-Mar-2026)
Investment Horizon1 to 3 years
1 Finance Score: 51/100
Yield To Maturity Score
56
Quality & Diversification Score
55
Standard Deviation Score
60
Modified Duration Score
98
AUM Score
8
Historical Performance score
68
Fundamental Ratios
Modified Duration
7.17 yearsAverage Maturity
1.75 yearsYield To Maturity
7.17%Standard Deviation
-Portfolio summary
Asset Allocation
Debt
Others
84.26%
15.74%
Credit Rating
AAA
81.85%
Cash Eqv.
15.31%
SOV
2.40%
AA
0.00%
Others
0.00%
Debt Sector Allocation
Finance
46.49%
Bank
24.89%
Cash & Cash Equivalents
15.31%
Power
10.47%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Export-Import Bank Of India SR-AA02 07.35% (27-Jul-2028) | 11.38% |
| Rural Electrification Corpn Ltd -SR-220-A 07.77% (31-Mar-2028) | 10.95% |
| LIC Housing Finance Ltd.-TR-445 OP-II 07.74% (11-Feb-2028) | 9.89% |
| National Housing Bank 07.59% (14-Jul-2027) | 9.87% |
| Bajaj Finance Ltd. 07.7951% (10-Dec-2027) | 9.87% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
The fund holds low
quality bonds and securities, along with a concentrated portfolio.
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- Investors with a moderate risk tolerance and a time horizon of 1 to 3 years should consider investing in this fund.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
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Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The scheme will endeavor to generate stable returns for investors with a short term investment horizon by investing in debt and money market instruments.
Exit Load
- Nil
Minimum investment amount
Lumpsum
₹ 1000 (open for subscription)
Other details
Founded In2021
Email Addressinvestor.service@trustmf.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Jalpan Shah | 11.4 | 6 |
About Trust MF
- Trust Mutual Fund aims to simplify investing with a customer-centric approach, offering various schemes backed by rigorous research. Its philosophy mainly revolves around trust, clarity, and providing consistent performance.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more
We look where past returns don't
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Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more