Popular searches
Get to know your policy better
Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Debt • Long Duration • NIFTY Long Duration Debt Index
UTI Long Duration Fund(G)-Direct Plan
1 Finance Rank:
07
071 Finance Score:
42100
Yield To Maturity Score
56
Quality & Diversification Score
-
Standard Deviation Score
82
Modified Duration Score
77
AUM Score
27
Historical Performance score
68
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 71 Cr(As on 31-Mar-2026)NAV
₹ 12.0551(As on 26-May-2026)Expense Ratio
0.62%(As on 31-Mar-2026)Investment Horizon
7 to 10-years
07
Debt • Long Duration • NIFTY Long Duration Debt Index
UTI Long Duration Fund(G)-Direct Plan
This fund ranks 7th out of 11 funds in its category.
AUM₹ 71 Cr(As on 31-Mar-2026)
NAV₹ 12.0551(As on 26-May-2026)
Expense Ratio0.62%(As on 31-Mar-2026)
Investment Horizon7 to 10-years
1 Finance Score: 42/100
Yield To Maturity Score
56
Quality & Diversification Score
-
Standard Deviation Score
82
Modified Duration Score
77
AUM Score
27
Historical Performance score
68
Fundamental Ratios
Modified Duration
7.72 yearsAverage Maturity
28.03 yearsYield To Maturity
7.72%Standard Deviation
0.24%Portfolio summary
Asset Allocation
Debt
Others
86.64%
13.36%
Credit Rating
SOV
86.64%
Cash Eqv.
12.16%
Others
0.63%
AAA
0.00%
AA
0.00%
Debt Sector Allocation
G-Sec
86.64%
Cash & Cash Equivalents
12.16%
Finance
0.63%
Others
0.57%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 07.34% GOI - 22-Apr-2064 | 67.00% |
| Net Current Asset | 21.70% |
| 07.09% GOI - 05-Aug-2054 | 9.81% |
| 07.23% GOI - 15-Apr-2039 | 1.03% |
| Corporate Debt Market Development Fund | 0.40% |
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Ability to significantly outperform benchmark returns.
The fund demonstrates a low level of volatility as the standard deviation is low.
Relatively low modified duration indicates lower sensitivity to interest rate changes, suggesting lower risk.
Cons
There is a possibility of lower returns as the fund maintains a low Yield to Maturity (YTM).
Low AUM may result in limited portfolio diversification.
Should you invest?
Invest if you are :
- This fund is appropriate for investors with a 7 to 10 year investment horizon and a high risk tolerance.
- When interest rates in the economy are expected to fall, investors should consider investing.
Avoid if you are :
- Short term investors and those who take very low risks should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If bought before April 1, 2023
- Less than or equal to 24 months: Short-Term Capital Gains (STCG) are taxed as per your applicable income tax slab.
- More than 24 months: Long-Term Capital Gains (LTCG) are taxed at 12.5% on gains.
If bought after April 1, 2023
- Taxed at applicable slab rates.
Scheme Details
Scheme Objective
- The scheme aims to generate optimal returns with adequate liquidity by investing in a portfolio of debt and money market instruments.However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Exit Load
- NIL
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2023
Email Addressservice@uti.co.in
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Sunil Patil | 7.3 | 7 |
About UTI MF
- Known for its extensive research capabilities and prudent risk management, UTI Mutual Fund is one of India’s oldest and largest AMCs, serving millions of investors across a broad spectrum of mutual fund products.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more
We look where past returns don't
Your data security is our top priority
Through a secure infrastructure, RSA-256 encryption, disaster recovery protocols
Frequently Asked Questions
Are debt funds risk-free?
No, debt funds aren’t entirely risk-free. They may be less volatile than equities, but carry risks like changing interest rates, credit, liquidity, concentration, and prepayment. Hence, as an investor, it is crucial you personalise your portfolio based on your financial personality, which includes your risk comfort and time horizon of your financial goals.
Is a higher yield-to-maturity (YTM) always better?
Not necessarily in every case. A higher yield-to-maturity (YTM) often implies a bond having lower credit ratings, possessing higher default risk. You must weigh YTM against your portfolio quality and your time horizon.
What’s best for an emergency fund?
An emergency fund requires saving 3-6 months of expenses, meaning planning for short-term goals. While debt funds like overnight or liquid funds are usually the preferred options due to their strong liquidity benefits, it is imperative for you to choose a fund that aligns with your financial personality.
Who can invest in debt funds?
Debt funds are suitable for investors who prefer easy liquidity, want low-risk investments, or aim for capital preservation.
Are debt funds better than equity funds?
A mutual fund scheme is designed with a specific purpose. Equity funds are for capital appreciation, while debt funds focus on capital preservation. It depends entirely on your personal finance goals, risk tolerance, and investment horizon. Choosing between debt and equity funds must align with what you want to achieve financially.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more