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The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
ELSS • Equity Linked Savings Scheme • NIFTY 500 - TRI
UTI ELSS Tax Saver Fund(G)-Direct Plan
35
35
UTI ELSS Tax Saver Fund(G)-Direct Plan
This fund ranks 35th out of 40 funds in its category.
Rolling Returns
| Avg. Rolling Returns | 1 year | 3 year | 5 year | 7 year |
|---|
| Avg. Rolling Returns |
|---|
| 1 Years |
| 3 Years |
| 5 Years |
| 7 Years |
“80% of mutual fund schemes lose 25% or more value due to commissions in 10 years.” Source: 1 Finance Research
Fundamental Ratios
Score Trend
*Most top-ranked mutual funds won't hold their rank for long. Source: 1 Finance Research
Portfolio summary
Asset Allocation
Market Capitalisation
Equity Sector Allocation
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| HDFC Bank Ltd. | 9.35% |
| ICICI Bank Ltd. | 6.16% |
| Bharti Airtel Ltd. | 4.76% |
| Infosys Ltd. | 4.62% |
| Kotak Mahindra Bank Ltd. | 4.10% |
*Most active equity funds don't beat their own benchmark over the long run. Source: 1 Finance Research
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Should you invest?
Invest if you are :
- Aiming to save income tax under section 80C while creating long-term wealth.
Avoid if you are :
- Seeking open-ended funds without lock-in periods.
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Taxation
If sold after 3 year
- long-term capital gains above ₹1.25 lakh taxed at 12.5%.
Scheme Details
Scheme Objective
- The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the nonconvertible portion of the debentures/bonds so acquired or sub-scribed shall be disinvested within a period of twelve months from their acquisition.
Exit Load
- No Exit Load
Minimum investment amount
Lumpsum
₹ 500 (open for subscription)
Other details
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Amit Premchandani | 11.5 | 4 |
About UTI MF
- Known for its extensive research capabilities and prudent risk management, UTI Mutual Fund is one of India’s oldest and largest AMCs, serving millions of investors across a broad spectrum of mutual fund products.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
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Frequently Asked Questions
How much tax can I save by investing in ELSS funds under Section 80C?
You can claim a tax deduction of up to ₹1.5 lakh in a financial year under Section 80C by investing in ELSS funds; however, this benefit is available only under the old tax regime. Your actual tax savings will depend on your total income, tax liability, income tax slab, and other investments.
While ELSS has become popular as a tax-saving investment option, the decision to invest should depend on your financial goals, need for it in your portfolio, tax liability, and other factors.
Note: Filing taxes on your own can be risky and may cost you more than you save. It’s advisable to consult a Qualified Financial Advisor for your tax planning and filing.
Why do ELSS mutual funds have a 3-year lock-in period, and what does it mean for me?
How can I choose the best ELSS fund for my tax planning and long-term goals?
When selecting ELSS funds, focus on long-term performance (5-10 years), expense ratio, and the fund manager’s track record, rather than just recent returns. The “best ELSS fund” depends on your investment profile. Conservative investors may prefer stable, large-cap-heavy ELSS funds, while growth-oriented investors might opt for diversified ELSS portfolios.
If you are unsure of what to choose, a Qualified Financial Advisor can help you select the right investment option. After reviewing your financial personality, overall investment portfolio, goals, and tax liability, the advisor will recommend personalised investment options tailored to you.
Can I exit early or switch between ELSS funds before the lock-in period is over?
Is ELSS better than PPF or NPS for tax saving?
Don’t make investment decisions based solely on returns. Consult a Qualified Financial Advisor to determine which investment option best suits your needs.
How long should I stay invested in ELSS funds to maximise my returns?
Is it a good idea to keep an ELSS fund as my emergency fund?
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more