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Product scoring may vary based on gender, age, policy tenure and sum assured.

Gender
Male
Age Group

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30 - 34
Sum Assured
₹ 1Cr
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Bajaj Life eTouch II

  • Financial Ratios81 /100
  • Product Features83 /100
  • Price82 /100Priced Low
  • Claims Experience91 /100
1 Finance Score:79 /100
1 Finance Rank:This policy ranks 6th out of 15 policies for your age group.
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Product Features

  • Maximum Maturity Agedislike-iconUp to 85 Years
  • Premium Payment Modedislike-iconRegular and Limited Pay
  • Premium Payment Frequencydislike-iconAnnual, Half-yearly, Quarterly, Monthly
  • Death Benefit Payout Optiondislike-iconLump-Sum and Monthly

Financial Ratios

  • Solvency Ratiodislike-icon3.49 times
  • 13th Month Persistency Ratio (No. of Policies)dislike-icon 80.00%
  • 61st Month Persistency Ratio (No. of Policies)dislike-icon 46.40%
  • Commission Ratiodislike-icon8.90%

Claims Experience

  • Claim Settlement Ratio (CSR)- Value of Claimsdislike-icon92.90%
  • Claim Settlement Ratio (CSR)- No. of Policiesdislike-icon99.23%
  • Number of Registered Claim Complaintsdislike-icon3.77 Complaints per 10,000 Claims
  • Ageing of Claims (AOC) - Average (No. & Amount)dislike-icon90% Claim Score

About Bajaj Life Insurance Company Limited

Bajaj Life Insurance formerly known as Bajaj Allianz Life Insurance Company Limited is a prominent private insurance firm in India. It is a subsidiary of Bajaj Finserv Limited, India’s leading and most diversified financial services group.

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  • FOUNDED IN2001
  • CEOTarun Chugh
  • HEADQUARTERSPune, India
  • AUM₹48,397.37 Cr
  • PREMIUM UNDERWRITTEN₹23,043.04 Cr

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Did you know?

Term insurance is one of the most affordable types of life insurance and offers extensive coverage at a remarkably low cost.
Term insurance premiums vary based on age, gender, health, and lifestyle choices.
Commencing term insurance at an early age locks in lower base premiums for the entire policy duration.
You can enhance term insurance with additional riders, such as Waiver of Premium on critical illness and accidental disability.
Term insurance provides tax-free lumpsum payouts to financially support your family in case of your untimely demise.
Term insurance plans offer flexible premium payment options for your financial convenience.
Disclaimer

1 Finance Private Limited is not regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and has no alliance or association with any Insurance companies. The Information contained above in the scoring and ranking model is provided solely for general interest, educational and informational purposes only and may not constitute any kind of advice.

The information for this report was compiled using information from insurance company websites, product brochures, policy wordings, IRDA Annual Reports, and publicly available data. Insurance is the subject matter of solicitation. It’s important to conduct your own research and analysis before making any financial decisions. If you're unclear about what to do, we advise consulting with an impartial advisor.