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DSP Pensions Fund Managers Private Limited Scheme C - Tier I
05Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inception |
|---|---|---|---|---|---|
| This Fund | 6.11% | - | - | - | 4.97% |
Strengths
YTM
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Quality & Diversification
The fund holds good-quality bonds with a well-diversified portfolio.
Weaknesses
Modified Duration (MD)
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Standard Deviation
A high standard deviation means the fund is volatile with higher risk.
Expense Ratio
The Expense Ratio for the fund is 0.10%, which is higher than the category average of 0.08%, reducing net returns for investors.
Historical Returns
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
DSP Pension Fund Scheme E adopts a high-conviction strategy with a concentrated portfolio, investing predominantly in equities — primarily large-cap blue-chip companies — while maintaining select exposure to cash as a strategic reserve. The portfolio is diversified across key sectors such as Banking & Financials, Technology, Materials, and other high-growth areas. The scheme follows a disciplined buy-and-hold approach with low portfolio turnover, helping to minimise costs. It blends growth and value investing styles with the objective of outperforming the S&P BSE 200 Index over the long term. Additionally, the fund maintains a tactical cash buffer to deploy capital during market corrections and consciously avoids investing in highly leveraged businesses, except within the financial sector.
About DSP Pension Fund
DSP Pension Fund Managers Private Limited is a registered Pension Fund Manager (PFM) under the Pension Fund Regulatory & Development Authority (PFRDA). It is a subsidiary of DSP Asset Managers, one of India’s leading fund houses with over 28 years of experience in asset management and a legacy of 160+ years through the DSP Group.
- FOUNDED IN2023
- CEOMr. Rahul Bhagat
- Fund House AUM7580 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.
05Allocations
Asset Allocation
Corporate Bond Rating Holdings
| CAGR of | 1 year | 3 year | 5 year | 7 year | Since Inc. |
|---|---|---|---|---|---|
| This Fund | 6.11% | - | - | - | 4.97% |
Strengths
Sharpe Ratio
Potential for higher returns as the fund maintains a high Yield to Maturity (YTM).
Age of the Fund
The fund holds good-quality bonds with a well-diversified portfolio.
Weaknesses
Sortino Ratio
High modified duration indicates that it is more sensitive to changes in interest rates, suggesting higher risk for the fund.
Jensen's Alpha
A high standard deviation means the fund is volatile with higher risk.
Treynor Ratio
The Expense Ratio for the fund is 0.10%, which is higher than the category average of 0.08%, reducing net returns for investors.
Expense Ratio
Historically the fund has generated low returns.
Who Should Invest?
Investors with a low-risk tolerance who prioritize stability over high returns might consider this fund. It's suitable for those who are comfortable with a low risk and are seeking a relatively stable investment option.
Who Should Avoid?
Investors seeking high returns or aggressive growth should avoid this fund.
Investment Strategy
DSP Pension Fund Scheme E adopts a high-conviction strategy with a concentrated portfolio, investing predominantly in equities — primarily large-cap blue-chip companies — while maintaining select exposure to cash as a strategic reserve. The portfolio is diversified across key sectors such as Banking & Financials, Technology, Materials, and other high-growth areas. The scheme follows a disciplined buy-and-hold approach with low portfolio turnover, helping to minimise costs. It blends growth and value investing styles with the objective of outperforming the S&P BSE 200 Index over the long term. Additionally, the fund maintains a tactical cash buffer to deploy capital during market corrections and consciously avoids investing in highly leveraged businesses, except within the financial sector.
About DSP Pension Fund
DSP Pension Fund Managers Private Limited is a registered Pension Fund Manager (PFM) under the Pension Fund Regulatory & Development Authority (PFRDA). It is a subsidiary of DSP Asset Managers, one of India’s leading fund houses with over 28 years of experience in asset management and a legacy of 160+ years through the DSP Group.
- FOUNDED IN2023
- CEOMr. Rahul Bhagat
- Fund House AUM7580 Cr
Disclaimer
1 Finance Private Limited operates independently. The information presented herein is intended solely for educational and informational purposes and should not be construed as financial advice. Before making any financial decisions, it's essential to undertake your own thorough research and analysis. If you're uncertain about any financial matters, we strongly recommend seeking guidance from a qualified financial advisor.