Surrender value in life insurance policies: Find out its meaning and how this value is calculated
If you surrender a life insurance policy before maturity, how much will you receive?
Authored Blogs
What is Sortino ratio in mutual funds?
Watching the value of your mutual fund investments fall after months of gains can make you question how much volatility you are prepared to tolerate. You may accept occasional declines as part of investing, yet you would still want to know whether the returns you eventually earn justify taking that risk. When you begin examining […]
Direct vs regular mutual funds: What changes under SEBI’s new default plan rule?
Higher expenses in regular mutual funds can reduce your accumulated wealth. Find out how much you could retain through a direct plan.
RBI hikes repo rate by 25 bps: How will this hike impact your home loan EMI now?
The Reserve Bank of India (RBI) raised the repo rate from 5.25% to 5.50% on October 7, 2026, an increase of 25 basis points. For a homebuyer, this 0.25 percentage-point increase immediately impacts your home loan. A change in the loan rate can increase your home loan EMI, extend the repayment tenure, or affect both, […]
Flexible benefit plan in salary: Restructure your salary as per your needs
While reviewing your salary structure, you may be given the option to allocate a portion of your compensation towards certain benefits. Should you choose these options, and will doing so actually reduce the tax deducted from your salary? These choices may be offered through a Flexible Benefit Plan (FBP). But does choosing these benefits actually […]
Gift tax in India: When is money received from family members taxable and when is it tax-free?
Key takeaways Receiving money from a parent, sibling, friend or another family member may feel like a straightforward transfer, especially when it is meant to support a home purchase, meet a financial need or simply pass on family wealth. But a large transfer can have different tax implications depending on who gives it and why […]
