DSP Regular Savings Fund(G)-Direct Plan
This fund ranks 15th out of 18 funds in its category.
36/100Analysing fundamental ratios like Sharpe, Sortino, Treynor, Jensen’s Alpha along with the age of the fund.
Strengths and Weaknesses
Low expense ratio compared to its category average.
Under debt allocation, the fund has a relatively low modified duration indicating it is less affected by changes in market interest rates, suggesting lower risk for the fund.
Under the debt allocation portfolio, the fund holds high-quality bonds and securities, along with a well-diversified portfolio.
The fund has low historical risk-adjusted returns.
During periods of market volatility, this fund's risk management strategy falls short of providing adequate protection to investors.
Limited ability to outperform the benchmark.
Within the debt allocation, the fund may experience the potential for lower returns due to its maintenance of a low Yield to Maturity (YTM).
Who should invest?
Conservative investors seeking higher returns than traditional bank FDs while maintaining minimal exposure to equity allocation may find this fund appealing.
Who should avoid?
Aggressive investors who prioritize a predominantly equity focused approach should avoid this fund.
This analysis is updated as on March 2025.
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
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