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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Hybrid • Balanced Advantage/Dynamic Asset Allocation Fund • CRISIL Hybrid 50+50 - Moderate Index
WOC Balanced Hybrid Fund(G)-Direct Plan
1 Finance Rank:
03
031 Finance Score:
77100
Sharpe Score
21
Sortino Score
20
Jensen's Score
60
Treynor Score
64
Yield To Maturity Score
88
Quality & Diversification Score
84
Modified Duration Score
87
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 260 Cr(As on 31-Mar-2026)NAV
₹ 13.28(As on 15-May-2026)Drawdown
0.08%Crash Recovery
231 daysNo. of Stocks
141(As on 31-Mar-2026)Expense Ratio
0.56%(As on 31-Mar-2026)
03
Hybrid • Balanced Advantage/Dynamic Asset Allocation Fund • CRISIL Hybrid 50+50 - Moderate Index
WOC Balanced Hybrid Fund(G)-Direct Plan
This fund ranks 3rd out of 39 funds in its category.
AUM₹ 260 Cr(As on 31-Mar-2026)
NAV₹ 13.28(As on 15-May-2026)
Drawdown
0.08%
Crash Recovery
231 days
No. of Stocks141(As on 31-Mar-2026)
Expense Ratio0.56%(As on 31-Mar-2026)
1 Finance Score: 77/100
Sharpe Score
21
Sortino Score
20
Jensen's Score
60
Treynor Score
64
Yield To Maturity Score
88
Quality & Diversification Score
84
Modified Duration Score
87
Rolling Returns
| Avg. Rolling Returns | 1 year | 3 year | 5 year | 7 year |
|---|
| Avg. Rolling Returns |
|---|
| 1 Years |
| 3 Years |
| 5 Years |
| 7 Years |
“80% of mutual fund schemes lose 25% or more value due to commissions in 10 years.” Source: 1 Finance Research
Fundamental Ratios
Score Trend
1000
Equity Scheme Ratios
Sharpe Ratio
0.27Sortino Ratio
0.5Treynor Ratio
1.04Jensen's Alpha
0.28%Information Ratio
0.03P/E ratio
35.37P/B ratio
7.11Fund Age
2 yearsR-Squared
0.88%Debt Ratios
Modified Duration
2 yearsAverage Maturity
2.57 yearsYield To Maturity
7.42%Standard Deviation
2.24%*Most top-ranked mutual funds won't hold their rank for long. Source: 1 Finance Research
Portfolio summary
Asset Allocation
Equity
Debt
Others
48.16%
40.51%
11.33%
Market Capitalisation
Large Cap
33.71%
Mid Cap
4.86%
Small Cap
9.59%
Others
51.84%
Sector Allocation
Bank - Public
12.75%
Bank - Private
12.33%
Finance - NBFC
11.54%
G-Sec
6.18%
Finance Term Lending
5.89%
Credit Rating
Others
51.50%
AAA
21.23%
AA
8.07%
Cash & Eqv.
7.99%
SOV
6.18%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Clearing Corporation Of India Ltd. | 8.90% |
| HDFC Bank Ltd. | 4.83% |
| ICICI Bank Ltd. | 4.41% |
| 06.68% GOI - 07-Jul-2040 | 4.37% |
| 06.48% GOI 06-Oct-2035 | 3.73% |
*Most active equity funds don't beat their own benchmark over the long run. Source: 1 Finance Research
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Low expense ratio compared to its category average.
The fund has a strong track record of delivering high risk adjusted returns.
Limiting losses during market downturns is a key feature of this fund's risk management strategy.
Ability to significantly outperform benchmark returns.
Under the debt allocation portfolio, the fund holds high
quality bonds and securities, along with a well diversified portfolio.
Under the debt allocation, the fund has potential for higher returns due to its high Net Yield to Maturity (YTM).
Cons
High expense ratio compared to its category average.
The fund has low historical risk adjusted returns.
During periods of market volatility, this fund's risk management strategy falls short of providing adequate protection to investors.
Limited ability to outperform the benchmark.
Under debt allocation, the fund holds low quality bonds and securities or maintains a concentrated portfolio.
Within the debt allocation, the fund may experience the potential for lower returns due to its maintenance of a low Yield to Maturity (YTM).
Should you invest?
Invest if you are :
- Conservative investors seeking a fund with flexibility and lower volatility that dynamically adjusts its allocation between equity, debt, and arbitrage categories in response to market conditions should consider this fund.
Avoid if you are :
- Aggressive investors looking for a fund that focuses predominantly on equity investments in all market conditions should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
Equity Oriented Fund
If sold before 1 year
- short-term capital gains taxed at 20%.
If sold after 1 year
- long-term capital gains above ₹1.25 lakh taxed at 12.5%.
Debt Oriented Fund
If sold before 2 year
- Taxed as per your income tax slab
If sold after 2 year
- long-term capital gains above ₹1.25 lakh taxed at 12.5%.
Scheme Details
Scheme Objective
- The investment objective of the scheme is to provide long term capital appreciation and generate income by investing in a balanced portfolio of equity & equity related instruments and debt & money market securities.
Exit Load
- NIL upto 10% of units and 1% for remaining units on or before 30D, NIL after 30D
Minimum investment amount
Lumpsum
₹ 500 (open for subscription)
Other details
Founded In2023
Email Addressclientservice@whiteoakinvestors.com
About WhiteOak Capital MF
- WhiteOak Capital Mutual Fund is part of the globally trusted White Oak Capital Group, focusing on active, research-driven equity investing across market segments. Its mission is to deliver consistent long-term capital growth. WhiteOak offers a range of equity, hybrid, and debt solutions and has a presence in over 50 cities across India.
Don't chase past returns.
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Our Advisory Includes
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Frequently Asked Questions
If hybrid mutual funds are meant to manage risk, why avoid them?
Because risk management should match your financial personality, not a template, Hybrid mutual funds rebalance based on their mandate, not as per your changing life goals or market views. Effective risk management needs customization, not a one-size-fits-all product.
Can hybrid mutual funds create portfolio overlap?
Yes, very easily. Most investors already own equity and debt funds in their portfolios. Adding a hybrid fund means you are unknowingly buying more of what you already have. That muddies your real asset allocation and makes it harder to track performance or rebalance intelligently. You can check for duplicate schemes in your portfolio with a Mutual Fund Overlap Calculator.
Are hybrid funds tax-efficient?
Not necessarily. Their tax treatment depends on how much their equity allocation is. Since different assets are taxed differently, it may be difficult to clearly track which part is driving your tax income. When you invest separately in equity, debt, and gold, you get cleaner, more predictable tax control. Hybrid funds blur that line and often limit your ability to make tax-smart moves.
Do hybrid funds suit any type of investor?
They suit investors who prioritise convenience over optimisation. If someone doesn’t want to think about asset allocation at all and accepts higher costs, hybrid mutual funds can work. But for anyone seeking clarity, lower fees, and alignment with personal financial goals, a customised multi-fund approach is superior.
Is it difficult to manage separate equity, debt, and gold funds, as compared to hybrid mutual funds?
No. Modern platforms make this straightforward. You choose allocations based on your goals, and a Qualified Financial Advisor (QFA) can help you set a rebalancing strategy. You get the same outcome hybrid funds promise, only cheaper, clearer, and more personalized.
Why does 1 Finance avoid recommending hybrid mutual funds?
We believe asset allocation should be personalized rather than generic, as every investor has unique needs. Hybrid mutual funds can dilute transparency, add avoidable costs, limit flexibility, and create overlaps. A personalized mix of equity, debt, and gold funds gives stronger control over risk, tax, and long-term outcomes, something hybrid funds simply can't match.
Should I consult a professional before skipping or exiting a hybrid mutual fund?
Yes. Asset allocation affects your entire financial journey. It must be personalized based on life goals that may evolve with time. A Qualified Financial Advisor (QFA) can help you evaluate your current portfolio, understand tax implications, and design the right allocation for your financial personality and long-term goals.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more