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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Active Funds • Contra • BSE 500 - TRI
SBI Contra Fund(G)-Direct Plan
1 Finance Rank:
01
011 Finance Score:
75100
Sharpe Score
86
Sortino Score
78
Jensen's Score
91
Treynor Score
87
Information Ratio Score
53
Drawdown Score
100
Crash Recovery Score
50
P/E & P/B Score
100
Fund Mgr.Score
64
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 43,754 Cr(As on 31-Mar-2026)NAV
₹ 412.216(As on 26-May-2026)R- Squared
0.92%Fund Age
13 yearsNo. of Stocks
80(As on 31-Mar-2026)Expense Ratio
0.75%(As on 31-Mar-2026)
01
Active Funds • Contra • BSE 500 - TRI
SBI Contra Fund(G)-Direct Plan
This fund ranks 1st out of 3 funds in its category.
AUM₹ 43,754 Cr(As on 31-Mar-2026)
NAV₹ 412.216(As on 26-May-2026)
R- Squared
0.92%
Fund Age
13 years
No. of Stocks80(As on 31-Mar-2026)
Expense Ratio0.75%(As on 31-Mar-2026)
1 Finance Score: 75/100
Sharpe Score
86
Sortino Score
78
Jensen's Score
91
Treynor Score
87
Information Ratio Score
53
Drawdown Score
100
Crash Recovery Score
50
P/E & P/B Score
100
Fund Mgr.Score
64
Rolling Returns
| Avg. Rolling Returns | 1 year | 3 year | 5 year | 7 year |
|---|
| Avg. Rolling Returns |
|---|
| 1 Year |
| 3 Years |
| 5 Years |
| 7 Years |
“80% of mutual fund schemes lose 25% or more value due to commissions in 10 years.” Source: 1 Finance Research
Fundamental Ratios
Score Trend
1000
Sharpe Ratio
0.07Sortino Ratio
0.1Treynor Ratio
0.06Jensen's Alpha
0.02%Information Ratio
0.06Drawdown
-13.45%Crash Recovery
Not recovered yetP/E ratio
27.5P/B ratio
3.7Fund Age
13 yearsBeta
0.86Std. Deviation
0.77%*Most top-ranked mutual funds won't hold their rank for long. Source: 1 Finance Research
Portfolio summary
Asset Allocation
Equity
Others
Debt
83.67%
10.59%
5.73%
Market Capitalisation
Large Cap
49.85%
Mid Cap
20.22%
Small Cap
10.84%
Others
19.09%
Equity Sector Allocation
Bank
21.65%
Cash & Cash Equivalents
9.61%
Healthcare
9.12%
Crude Oil
8.09%
Automobile & Ancillaries
6.04%
Other
4.69%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| Tri-Party Repo (TREPS) | 12.07% |
| HDFC Bank Ltd. | 8.02% |
| Reliance Industries Ltd. | 6.20% |
| Kotak Mahindra Bank Ltd. | 2.82% |
| Punjab National Bank | 2.80% |
*Most active equity funds don't beat their own benchmark over the long run. Source: 1 Finance Research
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Strong Sharpe ratio indicating superior risk adjusted returns.
High Treynor ratio signifies better return for the market risk undertaken.
Elevated Sortino ratio suggests better downside risk protection.
Positive Jensen’s Alpha shows outperformance over CAPM expectations for the risk taken.
Lower P/E and P/B ratios suggest an attractive entry price with a margin of safety in the portfolio.
Smaller drawdowns and faster recoveries indicate strong portfolio resilience during market downturns.
Cons
Low/negative information means the fund’s active bets aren’t paying off relative to its benchmark.
Should you invest?
Invest if you are :
- Believing in contrarian investing — buying out of favour stocks. Patient investor with long-term horizon. Willing to stay invested through periods of underperformance.
Avoid if you are :
- Seeking consistent short-term returns. Uncomfortable with bets against prevailing market trends.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
If sold before 1 year
- short-term capital gains taxed at 20%.
If sold after 1 year
- long-term capital gains above ₹1.25 lakh taxed at 12.5%.
Scheme Details
Scheme Objective
- To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. There are five sub-funds dedicated to specific investment themes viz. Information Technology,Pharmaceuticals, FMCG, Contrarian (investment in stocks currently out of favour) and Emerging Businesses.
Exit Load
- 0.25% on or before 30D, 0.10% after 30D but before 90D, Nil after 90D
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addresscustomer.delight@sbimf.com
| Fund Manager Name | Total Exp. (Years) | No. of Funds Managed |
|---|---|---|
| Dinesh Balachandran | 9.2 | 4 |
About SBI MF
- SBI Mutual Fund, a JV between State Bank of India and Amundi (France), was established in 1987 and is India's largest AMC by AUM, headquartered in Mumbai. It utilizes SBI's unparalleled branch network.
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Frequently Asked Questions
Are equity funds risky?
Yes, equity mutual funds do involve market risk because their returns depend on stock price changes. However, what seems risky for one person may not be for another. So the question is: Are equity mutual funds risky for you? To understand your overall financial personality, check our MoneySign®.
Talk to a Qualified Financial Advisor before making any financial decisions.
Talk to a Qualified Financial Advisor before making any financial decisions.
What is the minimum amount I need to start investing in an equity mutual fund?
You can start investing in equity mutual funds with as little as ₹500 a month through SIPs or ₹1,000 as a one-time payment. The amount you decide to invest should align with your budget and financial goals.
How long should I stay invested in equity mutual funds?
Equity mutual funds are well-suited for your long-term goals. It is best to keep your mutual fund investment for at least 7 to 10 years. The longer you invest, the more you can benefit from rupee-cost averaging and compounding, which helps grow your wealth. When opting for equity mutual funds, be sure to consider your investment horizon, though this should not be the only factor.
How many equity funds should I hold?
Most investors should consider holding no more than 2 to 3 well-diversified equity funds. Having too many funds can lead to overlap (owning the same stocks under different names). Therefore, focus on choosing high-quality, consistent funds rather than trying to hold too many. If you have too many mutual funds, check the Mutual Fund Overlap Calculator to identify overlap in your portfolio.
How much of your portfolio should be in equity funds?
Your ideal investment mix depends on several personal factors, including your age, profession, financial responsibilities, demographic profile, emergency fund levels, and overall financial personality. Avoid oversimplified formulas like the 50/30/20 rule or "100 minus your age" for determining equity allocation. These rules are outdated and overly generic. A personalised financial plan is far more effective because it aligns your portfolio with your real-life circumstances, helping you manage risk better and achieve more meaningful long-term results.
What is the difference between direct and regular plans?
Direct plans are purchased directly from the Asset Management Company (AMC) without distributor commissions, resulting in lower expense ratios and potentially higher long-term returns. In contrast, regular plans are sold through intermediaries and include commission costs within the expense ratio.
Can I switch from a regular plan to a direct plan for equity mutual funds?
Yes, you can. You are allowed to switch from one plan to another; however, this is treated as a redemption and reinvestment, which can trigger capital gains tax and may have exit load implications. Ensure you review your holding period and tax efficiency before making the switch, or consult your financial advisor.
How do I choose between large-cap, mid-cap, and small-cap funds?
Investors should allow the fund manager to determine the appropriate mix of large-cap, mid-cap, and small-cap exposure, rather than attempting to manage it themselves. This is why investing in a flexi cap fund is often a better choice; it provides the fund manager with the flexibility to adjust allocations based on market conditions, making it more suitable than holding separate mid-cap, small-cap, or sector-specific funds.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more