Popular searches
Get to know your policy better
Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Hybrid • Conservative Hybrid Fund • NIFTY 50 Hybrid Composite Debt 15:85 Index
HDFC Hybrid Debt Fund(G)-Direct Plan
1 Finance Rank:
09
091 Finance Score:
64100
Sharpe Score
60
Sortino Score
71
Jensen's Score
44
Treynor Score
20
Yield To Maturity Score
66
Quality & Diversification Score
85
Modified Duration Score
56
1 Finance Research updated as on March 2026 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 3,198 Cr(As on 31-Mar-2026)NAV
₹ 87.7236(As on 04-Jun-2026)Drawdown
0.03%Crash Recovery
179 daysNo. of Stocks
108(As on 31-Mar-2026)Expense Ratio
1.21%(As on 31-Mar-2026)
09
Hybrid • Conservative Hybrid Fund • NIFTY 50 Hybrid Composite Debt 15:85 Index
HDFC Hybrid Debt Fund(G)-Direct Plan
This fund ranks 9th out of 19 funds in its category.
AUM₹ 3,198 Cr(As on 31-Mar-2026)
NAV₹ 87.7236(As on 04-Jun-2026)
Drawdown
0.03%
Crash Recovery
179 days
No. of Stocks108(As on 31-Mar-2026)
Expense Ratio1.21%(As on 31-Mar-2026)
1 Finance Score: 64/100
Sharpe Score
60
Sortino Score
71
Jensen's Score
44
Treynor Score
20
Yield To Maturity Score
66
Quality & Diversification Score
85
Modified Duration Score
56
Rolling Returns
| Avg. Rolling Returns | 1 year | 3 year | 5 year | 7 year |
|---|
| Avg. Rolling Returns |
|---|
| 1 Year |
| 3 Years |
| 5 Years |
| 7 Years |
“80% of mutual fund schemes lose 25% or more value due to commissions in 10 years.” Source: 1 Finance Research
Fundamental Ratios
Score Trend
1000
Equity Scheme Ratios
Sharpe Ratio
0.44Sortino Ratio
0.98Treynor Ratio
0.49Jensen's Alpha
0.2%Information Ratio
0.23P/E ratio
19.65P/B ratio
3.2Fund Age
13 yearsR-Squared
0.41%Debt Ratios
Modified Duration
5.82 yearsAverage Maturity
11.86 yearsYield To Maturity
7.53%Standard Deviation
1.11%*Most top-ranked mutual funds won't hold their rank for long. Source: 1 Finance Research
Portfolio summary
Asset Allocation
Debt
Equity
Others
76.86%
19.35%
3.79%
Market Capitalisation
Large Cap
16.8%
Mid Cap
1.58%
Small Cap
0.97%
Others
80.65%
Sector Allocation
G-Sec
36.88%
Finance Term Lending
12.72%
Bank - Public
9.48%
Finance - Housing
6.57%
Bank - Private
6.09%
Credit Rating
SOV
36.88%
AAA
34.47%
Others
20.11%
Cash & Eqv.
2.71%
AA
2.48%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| 07.34% GOI - 22-Apr-2064 | 4.11% |
| Tri-Party Repo (TREPS) | 3.36% |
| GOI - 30-Oct-2034 | 3.15% |
| 07.23% GOI - 15-Apr-2039 | 3.07% |
| 07.09% GOI - 05-Aug-2054 | 2.89% |
*Most active equity funds don't beat their own benchmark over the long run. Source: 1 Finance Research
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Under the debt allocation portfolio, the fund holds high
quality bonds and securities, along with a well diversified portfolio.
Cons
High expense ratio compared to its category average.
During periods of market volatility, this fund's risk management strategy falls short of providing adequate protection to investors.
Under debt allocation, the fund has a high modified duration indicating it is more sensitive to changes in market interest rates, suggesting higher risk for the fund.
Within the debt allocation, the fund may experience the potential for lower returns due to its maintenance of a low Yield to Maturity (YTM).
Should you invest?
Invest if you are :
- Conservative investors seeking higher returns than traditional bank FDs while maintaining minimal exposure to equity allocation may find this fund appealing.
Avoid if you are :
- Aggressive investors who prioritize a predominantly equity focused approach should avoid this fund.
*Most financial mistakes aren't about money — they're about personality. Find yours with MoneySign®
Taxation
- Taxed as per your income tax slab
Scheme Details
Scheme Objective
- To generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.There is no assurance that the investment objectiveof the Scheme will be realized.
Exit Load
- Nil for 15% of investment and 1% for remaining Investment on or before 1Y, Nil after 1Y
Minimum investment amount
Lumpsum
₹ 100 (open for subscription)
Other details
Founded In2013
Email Addresshello@hdfcfund.com
About HDFC MF
- HDFC Mutual Fund is among the top mutual fund companies known for its consistent performance. It offers a broad spectrum of schemes to help investors achieve their financial goals.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more
We look where past returns don't
Your data security is our top priority
Through a secure infrastructure, RSA-256 encryption, disaster recovery protocols
Frequently Asked Questions
If hybrid mutual funds are meant to manage risk, why avoid them?
Because risk management should match your financial personality, not a template, Hybrid mutual funds rebalance based on their mandate, not as per your changing life goals or market views. Effective risk management needs customization, not a one-size-fits-all product.
Can hybrid mutual funds create portfolio overlap?
Yes, very easily. Most investors already own equity and debt funds in their portfolios. Adding a hybrid fund means you are unknowingly buying more of what you already have. That muddies your real asset allocation and makes it harder to track performance or rebalance intelligently. You can check for duplicate schemes in your portfolio with a Mutual Fund Overlap Calculator.
Are hybrid funds tax-efficient?
Not necessarily. Their tax treatment depends on how much their equity allocation is. Since different assets are taxed differently, it may be difficult to clearly track which part is driving your tax income. When you invest separately in equity, debt, and gold, you get cleaner, more predictable tax control. Hybrid funds blur that line and often limit your ability to make tax-smart moves.
Do hybrid funds suit any type of investor?
They suit investors who prioritise convenience over optimisation. If someone doesn’t want to think about asset allocation at all and accepts higher costs, hybrid mutual funds can work. But for anyone seeking clarity, lower fees, and alignment with personal financial goals, a customised multi-fund approach is superior.
Is it difficult to manage separate equity, debt, and gold funds, as compared to hybrid mutual funds?
No. Modern platforms make this straightforward. You choose allocations based on your goals, and a Qualified Financial Advisor (QFA) can help you set a rebalancing strategy. You get the same outcome hybrid funds promise, only cheaper, clearer, and more personalized.
Why does 1 Finance avoid recommending hybrid mutual funds?
We believe asset allocation should be personalized rather than generic, as every investor has unique needs. Hybrid mutual funds can dilute transparency, add avoidable costs, limit flexibility, and create overlaps. A personalized mix of equity, debt, and gold funds gives stronger control over risk, tax, and long-term outcomes, something hybrid funds simply can't match.
Should I consult a professional before skipping or exiting a hybrid mutual fund?
Yes. Asset allocation affects your entire financial journey. It must be personalized based on life goals that may evolve with time. A Qualified Financial Advisor (QFA) can help you evaluate your current portfolio, understand tax implications, and design the right allocation for your financial personality and long-term goals.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more