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Product scoring may vary based on gender, age, policy tenure and sum assured.
Gender
Male
Age Group
The lowest age in the selected range is considered for price evaluation (e.g., 25 - 29)
30 - 34
Sum Assured
₹ 1Cr
Hybrid • Multi Asset Allocation Fund • Gold-India
ICICI Pru Multi-Asset Fund(G)-Direct Plan
1 Finance Rank:
07
071 Finance Score:
65100
Sharpe Score
73
Sortino Score
83
Jensen's Score
89
Treynor Score
94
Yield To Maturity Score
79
Quality & Diversification Score
50
Modified Duration Score
73
by 1 Finance Research 1 Finance Scores reflect a holistic assessment of fund performance, risk, and costs.
AUM
₹ 77,658 Cr(As on 31-Mar-2026)NAV
₹ 882.7954(As on 15-May-2026)Drawdown
0.05%Crash Recovery
202 daysNo. of Stocks
248(As on 31-Mar-2026)Expense Ratio
0.64%(As on 31-Mar-2026)
07
Hybrid • Multi Asset Allocation Fund • Gold-India
ICICI Pru Multi-Asset Fund(G)-Direct Plan
This fund ranks 7th out of 28 funds in its category.
AUM₹ 77,658 Cr(As on 31-Mar-2026)
NAV₹ 882.7954(As on 15-May-2026)
Drawdown
0.05%
Crash Recovery
202 days
No. of Stocks248(As on 31-Mar-2026)
Expense Ratio0.64%(As on 31-Mar-2026)
1 Finance Score: 65/100
Sharpe Score
73
Sortino Score
83
Jensen's Score
89
Treynor Score
94
Yield To Maturity Score
79
Quality & Diversification Score
50
Modified Duration Score
73
Rolling Returns
| Avg. Rolling Returns | 1 year | 3 year | 5 year | 7 year |
|---|
| Avg. Rolling Returns |
|---|
| 1 Years |
| 3 Years |
| 5 Years |
| 7 Years |
“80% of mutual fund schemes lose 25% or more value due to commissions in 10 years.” Source: 1 Finance Research
Fundamental Ratios
Score Trend
1000
Equity Scheme Ratios
Sharpe Ratio
0.59Sortino Ratio
1.07Treynor Ratio
2.42Jensen's Alpha
0.72%Information Ratio
0.11P/E ratio
28.68P/B ratio
5.59Fund Age
13 yearsR-Squared
0.81%Debt Ratios
Modified Duration
2.14 yearsAverage Maturity
4.41 yearsYield To Maturity
7.2%Standard Deviation
2.03%*Most top-ranked mutual funds won't hold their rank for long. Source: 1 Finance Research
Portfolio summary
Asset Allocation
Equity
Others
Debt
70.01%
15.49%
14.5%
Market Capitalisation
Large Cap
46.48%
Mid Cap
15.2%
Small Cap
8.14%
Others
30.18%
Sector Allocation
Bank - Private
14.61%
G-Sec
5.79%
IT - Software
5.04%
Pharmaceuticals & Drugs
3.7%
Finance - NBFC
3.67%
Credit Rating
Others
81.38%
SOV
5.79%
Cash & Eqv.
4.12%
AA
2.42%
AAA
1.58%
Top Holdings
| Holding Names | Assets (%) |
|---|---|
| ICICI Pru Gold ETF | 7.16% |
| ICICI Bank Ltd. | 4.00% |
| Tri-Party Repo (TREPS) | 3.57% |
| Reverse Repo | 3.16% |
| Reliance Industries Ltd. | 3.08% |
*Most active equity funds don't beat their own benchmark over the long run. Source: 1 Finance Research
Peer comparison
| Fund List | 1 F score | Fund Size | Expense Ratio |
|---|
Pros and Cons
Pros
Under the debt allocation portfolio, the fund holds high quality bonds and securities, along with a well diversified portfolio.
Cons
High expense ratio compared to its category average.
The fund has low historical risk adjusted returns.
During periods of market volatility, this fund's risk management strategy falls short of providing adequate protection to investors.
Limited ability to outperform the benchmark.
Under debt allocation, the fund has a high modified duration indicating it is more sensitive to changes in market interest rates, suggesting higher risk for the fund.
Under debt allocation, the fund holds low quality bonds and securities or maintains a concentrated portfolio.
Should you invest?
Invest if you are :
- Investors with a lower risk appetite who seek diversification across multiple asset classes, such as equity, debt, gold, etc, should contemplate this fund as a suitable option
Avoid if you are :
- Investors who prefer to focus solely on one type of asset class should avoid this fund..
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Taxation
Debt Oriented Fund
If sold before 2 year
- Taxed as per your income tax slab
If sold after 2 year
- long-term capital gains above ₹1.25 lakh taxed at 12.5%.
Scheme Details
Scheme Objective
- To generate capital appreciation for investors by investing predominantly in equity and equity related instruments and income by investing across other asset classes.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Exit Load
- Nil upto 30% of units and 1% for remaining units on or before 1Y, Nil after 1Y
Minimum investment amount
Lumpsum
₹ 5000 (open for subscription)
Other details
Founded In2013
Email Addressenquiry@icicipruamc.com
About ICICI Pru MF
- ICICI Prudential Mutual Fund is one of India’s largest and oldest asset management companies (AMCs), providing comprehensive equity, debt, and hybrid fund options with an investor-centric approach.
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Frequently Asked Questions
If hybrid mutual funds are meant to manage risk, why avoid them?
Because risk management should match your financial personality, not a template, Hybrid mutual funds rebalance based on their mandate, not as per your changing life goals or market views. Effective risk management needs customization, not a one-size-fits-all product.
Can hybrid mutual funds create portfolio overlap?
Yes, very easily. Most investors already own equity and debt funds in their portfolios. Adding a hybrid fund means you are unknowingly buying more of what you already have. That muddies your real asset allocation and makes it harder to track performance or rebalance intelligently. You can check for duplicate schemes in your portfolio with a Mutual Fund Overlap Calculator.
Are hybrid funds tax-efficient?
Not necessarily. Their tax treatment depends on how much their equity allocation is. Since different assets are taxed differently, it may be difficult to clearly track which part is driving your tax income. When you invest separately in equity, debt, and gold, you get cleaner, more predictable tax control. Hybrid funds blur that line and often limit your ability to make tax-smart moves.
Do hybrid funds suit any type of investor?
They suit investors who prioritise convenience over optimisation. If someone doesn’t want to think about asset allocation at all and accepts higher costs, hybrid mutual funds can work. But for anyone seeking clarity, lower fees, and alignment with personal financial goals, a customised multi-fund approach is superior.
Is it difficult to manage separate equity, debt, and gold funds, as compared to hybrid mutual funds?
No. Modern platforms make this straightforward. You choose allocations based on your goals, and a Qualified Financial Advisor (QFA) can help you set a rebalancing strategy. You get the same outcome hybrid funds promise, only cheaper, clearer, and more personalized.
Why does 1 Finance avoid recommending hybrid mutual funds?
We believe asset allocation should be personalized rather than generic, as every investor has unique needs. Hybrid mutual funds can dilute transparency, add avoidable costs, limit flexibility, and create overlaps. A personalized mix of equity, debt, and gold funds gives stronger control over risk, tax, and long-term outcomes, something hybrid funds simply can't match.
Should I consult a professional before skipping or exiting a hybrid mutual fund?
Yes. Asset allocation affects your entire financial journey. It must be personalized based on life goals that may evolve with time. A Qualified Financial Advisor (QFA) can help you evaluate your current portfolio, understand tax implications, and design the right allocation for your financial personality and long-term goals.
Disclaimer
The Information in the scoring and ranking model is provided solely for general information and educational purposes and shall not constitute any advice or recommendation. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.
Don't chase past returns.
Build a portfolio for the future
Our Advisory Includes
- Portfolio diversification
- Mutual fund tax harvesting
- Fund overlap check & more